313 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 313 Spruce Pine Rd, Abingdon, MD 21009 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,196 sqft · built 2016
Lot Size0.06 acres (2,592 sqft)
Owner2 Individual Names on File
Last Sale$479,900 (Jul 2022)
Tax Bill$4,472 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-398848

Property Details

APN / Parcel Number

Primary APN01-398848
Alternative APN
  • 398848

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,196 sqft Total Area
Basement Area400 sqft Basement
Finished Basement400 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,592 sqft (0.06 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement
Garage Area552 sqft Garage
Deck Area80 sqft Deck

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398848
Street Address313 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2739
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 121 2592 SF 313 SPRUCE PINE ROAD LAUREL RIDGE 144/14
Legal SubdivisionLAUREL RDG
Legal Lot Number121
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3001
Census Tract301108

Owner

Source: Harford County records · APN 01-398848

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address313 SPRUCE PINE RD, ABINGDON, MD 21009-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Line of Credit
HAR CO CU
Jul 13, 2022Deed, Transfer · Conventional Mortgage
HAR CO CU
Apr 02, 2018Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Jan 12, 2017Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Prior SaleJan 12, 2017 · Amount on Record
Deed Book / Page15593 / 169
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address313 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170180111
DateFeb 27, 2026
Book Page17018/111
Lender
NameHAR CO CU
TypeCredit Union
AddressBEL AIR, MD 21014
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJul 13, 2022
Property Address313 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0155930169
Book / Page15593 / 169
Map ReferenceMB 144 FO 14
Instrument DateJun 30, 2022
Transaction TypeTransfer
Record UpdatedJul 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address313 SPRUCE PINE RD, 313, ABINGDON, MD 21009-2739

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 SPRUCE PINE RD, ABINGDON, MD 21009-2739

Mortgage

Document Number0155930174
DateJul 13, 2022
Instrument15593-0174
Lender
NameHAR CO CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address313 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0127840477
Instrument DateApr 02, 2018
Transaction TypeMortgage
Record UpdatedApr 27, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address313 SPRUCE PINE RD ABINGDON MD 210092739, ABINGDON, MD 21009-2739

Mortgage

Document Number0127840477
DateApr 18, 2018
Book Page012784/000477
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 17, 2048
Interest
Rate TypeAdjustable Rate

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJan 12, 2017
Property Address313 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0121810158
Book / Page12181 / 0158
Map ReferenceMB144 FO14
Instrument DateDec 29, 2016
Instrument12181-0158
Transaction TypeTransfer
Record UpdatedAug 03, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 SPRUCE PINE RD, ABINGDON, MD 21009-2739

Mortgage

Document Number0121810163
DateJan 12, 2017
Book Page12181/0163
Instrument12181-0163
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$457,900 (+18.44%) Land $115,000 Building $342,900$457,900 (+18.44%) Land $115,000 Building $342,900
2025$4,472.00 (+7.42%)
2023$386,600 Land $115,000 Building $271,600$386,600 Land $115,000 Building $271,600
2022$4,163.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spruce Pine Rd

Nearby Streets

Search Property Records by Address or Parcel Number