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323 E Pass Lndg, Carrabelle, FL 32322 Property Records

Franklin County property record for 323 E Pass Lndg, Carrabelle, FL 32322

Property Summary

Property TypeResidential Vacant Land
OwnerIndividual Name on File
Last Sale$90,000 (Jan 2022)
Tax Bill$1,797 (2025)
Deeds & MortgagesJan 2022 Sale & Line of Credit
Aug 2017 Sale & Line of Credit
+ 1 more
Flood ZoneZone VE (high risk)
APN20-07S-04W-1001-0000-0480

Property Details

APN / Parcel Number

Primary APN20-07S-04W-1001-0000-0480

Exterior

Mobile Home / RV HookupMobile Home / RV Hookup

Location & Zoning

Street Address323 E PASS LNDG
CityCARRABELLE
StateFL
Zip32322
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionSUNSET ISLE & YACHT CLUB LOT 48 PB 9/14 OR 1075/460 1199/760 1323/541
Legal Range04W
Legal Township07S
Legal Section20
Legal SubdivisionSUNSET & YACHT CLUB
Legal Lot Number48
JurisdictionFRANKLIN FL
Township / Civil DivisionEASTPOINT
Census Block Group1
Census Block1256
Census Tract970200

Owner

Source: Franklin County records · APN 20-07S-04W-1001-0000-0480

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address742 NW HARE AVE, GREENVILLE, FL 32331-5070
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Warranty Deed, Transfer · Line of Credit
PRIME MERIDIAN BANK
Aug 11, 2017Warranty Deed, Transfer · Line of Credit
PRIME MERIDIAN BANK
Feb 16, 2017Loan Modification, Mortgage
AMERIS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleAug 11, 2017 · Amount on Record
Deed Document Number202219000214
Deed Book / Page1323 / 541
Record UpdatedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJan 12, 2022
Property Address323 E PASS LNDG, CARRABELLE, FL 32322
Document Number0019000214
Book / Page1323 / 541
Map ReferenceMB 9 PG 14
Instrument DateJan 05, 2022
Instrument202219000214
Transaction TypeTransfer
Record UpdatedFeb 03, 2023
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 FRANK JONES RD, CRAWFORDVILLE, FL 32327-4430

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 NW HARE AVE, GREENVILLE, FL 32331-5070

Mortgage

Document Number0000000542
DateJan 12, 2022
Instrument1323/542
Lender
NamePRIME MERIDIAN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateAug 11, 2017
Property Address323 E PASS LNDG, CARRABELLE, FL 32322
Document Number0019004225
Book / Page1199 / 760
Map ReferenceMB9 PG14
Instrument DateAug 04, 2017
Instrument201719004225
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 MAGPIE TRL, CRAWFORDVILLE, FL 32327-6216

Mortgage

Document Number0000000762
DateAug 11, 2017
Instrument1199/762
Lender
NamePRIME MERIDIAN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address323 E PASS LNDG, CARRABELLE, FL 32322
Document Number0019001481
Book / Page001188 / 000767
Instrument DateFeb 16, 2017
Transaction TypeMortgage
Record UpdatedApr 11, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address260 TIMBER ISLAND RD CARRABELLE FL 323225002, CARRABELLE, FL 32322-5002

Mortgage

Document Number0019001481
DateMar 31, 2017
Book Page001188/000767
Instrument19001481
Lender
NameAMERIS BK
TypeBank
AddressCRAWFORDVILLE, FL 32326
Agreement
AmountAmount Recorded
Term204 Months
DueMar 30, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
MunicipalityCarrabelle City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,797.00 (+8.19%)$109,500 (-) Land $105,000 Building $4,500$109,500 (-) Land $105,000 Building $4,500
2024$1,661.00 (+4.66%)$109,500 (-) Land $105,000 Building $4,500$109,500 (-) Land $105,000 Building $4,500
2023$1,587.00 (+15%)$109,500 (+36.88%) Land $105,000 Building $4,500$109,500 (+36.88%) Land $105,000 Building $4,500
2022$1,380.00$80,000 Land $75,000 Building $5,000$80,000 Land $75,000 Building $5,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies171 units insured
incl. 38 condo units
Nearby Flood Claims359 (1979–2024)
Claims Outside the SFHA6 of 359
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Dennis, Jul 2005 · 79 claims
  • Hurricane Kate, Nov 1985 · 84 claims
  • Hurricane Elena, Sep 1985 · 72 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 76 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Consolidated Communications, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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