31420 Lucerne Dr, Franklin, MI 48025 Property Records

Oakland County property record for 31420 Lucerne Dr, Franklin, MI 48025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,216 sqft · built 1941
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2013)
Tax Bill	$6,658 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TF-24-05-378-004`

Property Details

APN / Parcel Number

Primary APN	`TF-24-05-378-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,216 sqft Living Area
1st Floor Area	2,689 sqft
Basement Area	2,688 sqft
Unfinished Basement	2,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2013
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	207 ft deep x 148 ft wide
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	10 sqft
Deck Area	251 sqft
Patio Area	251 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	31420 LUCERNE DR
City	FRANKLIN
State	MI
Zip	48025-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R10E, SEC 5 GEO. WELLINGTON SMITH'S FRANKLIN PARK HEIGHTS LOT 36
Legal Range	10E
Legal Township	01N
Legal Section	05
Legal Subdivision	PARK
Legal Lot Number	36
Jurisdiction	OAKLAND MI
Township / Civil Division	SOUTHFIELD
Census Block Group	2
Census Block	2021
Census Tract	159000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31420 LUCERNE DR, FRANKLIN, MI 48025-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU
May 16, 2019	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG
Oct 31, 2018	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG
Dec 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2013 · Amount on Record
Deed Sale	Sep 23, 2013 · Amount on Record
Prior Sale	Mar 9, 2012 · Amount on Record
Deed Document Number	2013244152
Deed Book / Page	46356 / 175
Last Transfer Date	Dec 19, 2017
Transfer Doc	0000230756
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31420 LUCERNE DR, FRANKLIN, MI 48025-1241
Document Number	0000206828
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31420 LUCERNE DR FRANKLIN MI 480251241, FRANKLIN, MI 48025-1241

Mortgage

Document Number	0000206828
Date	Dec 10, 2019
Book Page	053597/000491
Instrument	206828

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2044

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31420 LUCERNE DR, FRANKLIN, MI 48025-1241
Document Number	0000080501
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31420 LUCERNE DR FRANKLIN MI 480251241, FRANKLIN, MI 48025-1241

Mortgage

Document Number	0000080501
Date	May 23, 2019
Book Page	052857/000046
Instrument	80501

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31420 LUCERNE DR, FRANKLIN, MI 48025-1241
Document Number	0000189452
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	WS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31420 LUCERNE DR FRANKLIN MI 480251241, FRANKLIN, MI 48025-1241

Mortgage

Document Number	0000189452
Date	Nov 20, 2018
Book Page	052376/000851
Instrument	189452

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 19, 2017
Property Address	31420 LUCERNE DR, FRANKLIN, MI 48025-1241
Document Number	0000230756
Book / Page	051399 / 000212
Instrument Date	Dec 19, 2017
Instrument	230756
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31420 LUCERNE DR FRANKLIN MI 480251241, FRANKLIN, MI 48025-1241

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Southfield Township
Municipality	Franklin Village
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,658.00 (+20.35%) Homeowner's exemption	$317,070 (+26.47%)	$634,140 (+26.47%)
2024	$5,532.00 (+8.45%)
2023		$250,710	$501,420
2021	$5,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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