31220 Lucerne Dr, Franklin, MI 48025 Property Records

Oakland County property record for 31220 Lucerne Dr, Franklin, MI 48025

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,558 sqft · built 1953
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$859,000 (Dec 2022)
Tax Bill	$8,966 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TF-24-05-379-005`

Property Details

APN / Parcel Number

Primary APN	`TF-24-05-379-005`
Alternative APN	`2405379005`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,558 sqft Living Area
1st Floor Area	2,754 sqft
Basement Area	2,754 sqft
Finished Basement	2,754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	25,265 sqft (0.58 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Deck Area	34 sqft
Patio Area	34 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	31220 LUCERNE DR
City	FRANKLIN
State	MI
Zip	48025-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R10E, SEC 5 GEO. WELLINGTON SMITH'S FRANKLIN PARK HEIGHTS LOT 18
Legal Range	10E
Legal Township	01N
Legal Section	05
Legal Subdivision	PARK
Legal Lot Number	18
Jurisdiction	OAKLAND MI
Township / Civil Division	SOUTHFIELD
Census Block Group	2
Census Block	2021
Census Tract	159000

Owner

31220 Lucerne Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31220 LUCERNE DR, FRANKLIN, MI 48025-1257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on File
Deed Sale	Dec 14, 2022 · Amount on File
Prior Sale	Apr 25, 2012 · Amount on File
Deed Document Number	2022482713
Deed Book / Page	58319 / 192
Prior Transfer Date	Nov 16, 2005
Prior Transfer Doc	0000020641
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31220 LUCERNE DR, FRANKLIN, MI 48025-1257
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33686 YORKRIDGE ST, FARMINGTON HILLS, MI 48331-1547

Mortgage

Document Number	0000483221
Date	Dec 15, 2022
Book Page	58321/808
Instrument	483221

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	15.3%
Index	Other
Margin	3
Max Rate	15.3%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 14, 2022
Property Address	31220 LUCERNE DR, FRANKLIN, MI 48025-1257
Document Number	0000482713
Book / Page	58319 / 192
Map Reference	LB 42 PG 3
Instrument Date	Dec 5, 2022
Instrument	482713
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TTL AGCY OF ANN AR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,442.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31220 LUCERNE DR, FRANKLIN, MI 48025-1257

Mortgage

Document Number	0058321808
Date	Dec 14, 2022
Instrument	58321/808

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	15.3%
Index	Other
Margin	3
Max Rate	15.3%

Tax Assessment & Valuation

The 2025 property tax bill for 31220 Lucerne Dr was $8,966 with a homeowner's exemption, up 20.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Southfield Township
Municipality	Franklin Village
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,966.00 (+20.35%) Homeowner's exemption	$362,200	$724,400
2024	$7,450.00
2023		$273,770	$547,540
2021	$5,299.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31220 Lucerne Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31220 Lucerne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Lucerne Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures