31065 Lucerne Dr, Franklin, MI 48025 Property Records

Oakland County property record for 31065 Lucerne Dr, Franklin, MI 48025

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,754 sqft · built 2001
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Jun 2021)
Tax Bill	$18,238 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TF-24-05-377-004`

Property Details

APN / Parcel Number

Primary APN	`TF-24-05-377-004`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,754 sqft Living Area
1st Floor Area	2,979 sqft
Basement Area	2,979 sqft
Unfinished Basement	2,979 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood
Roof Type	Gambrel
Lot Area	61,420 sqft (1.41 acres)
Lot Dimensions	279 ft deep x 218 ft wide
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	31065 LUCERNE DR
City	FRANKLIN
State	MI
Zip	48025-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R10E, SEC 5 GEO. WELLINGTON SMITH'S FRANKLIN PARK HEIGHTS LOT 11
Legal Range	10E
Legal Township	01N
Legal Section	05
Legal Subdivision	PARK
Legal Lot Number	11
Jurisdiction	OAKLAND MI
Township / Civil Division	SOUTHFIELD
Census Block Group	2
Census Block	2022
Census Tract	159000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31065 LUCERNE DR, FRANKLIN, MI 48025-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 14, 2021	Warranty Deed, Transfer INTERSTATE TITLE, INTERSTATE TITLE INC
Jan 3, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Sep 11, 2003 · Amount on Record
Deed Document Number	2021149192
Deed Book / Page	56373 / 336
Prior Transfer Date	Aug 11, 2003
Prior Transfer Doc	0307030411
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31065 LUCERNE DR, FRANKLIN, MI 48025-1221
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROSE TERRACE ST, GROSSE POINTE FARMS, MI 48236-3718

Mortgage

Document Number	0000141064
Date	Jun 2, 2021
Book Page	56318/423
Instrument	141064

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	48249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31065 LUCERNE DR, FRANKLIN, MI 48025-1221
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROSE TERRACE ST, GROSSE POINTE FARMS, MI 48236-3718

Mortgage

Document Number	0000168446
Date	Jul 6, 2021
Book Page	56503/580
Instrument	168446

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31065 LUCERNE DR, FRANKLIN, MI 48025-1221
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROSE TERRACE ST, GROSSE POINTE FARMS, MI 48236-3718

Mortgage

Document Number	0000141098
Date	Jun 2, 2021
Book Page	56318/674
Instrument	141098

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 14, 2021
Property Address	31065 LUCERNE DR, FRANKLIN, MI 48025-1221
Document Number	0000149192
Book / Page	56373 / 336
Map Reference	LB 42 PG 3
Instrument Date	May 26, 2021
Instrument	149192
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	INTERSTATE TITLE, INTERSTATE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$13,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31065 LUCERNE DR, 31065, FRANKLIN, MI 48025-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31065 LUCERNE DR, FRANKLIN, MI 48025-1221

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31065 LUCERNE DR, FRANKLIN, MI 48025-1221
Document Number	0000009283
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31065 LUCERNE DR FRANKLIN MI 480251221, FRANKLIN, MI 48025-1221

Mortgage

Document Number	0000009283
Date	Jan 17, 2017
Book Page	050289/000185
Instrument	9283

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Southfield Township
Municipality	Franklin Village
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,238.00 (+20.34%) Homeowner's exemption	$719,090 (+12.64%)	$1,438,180 (+12.64%)
2024	$15,155.00 (+34.85%)
2023		$638,370	$1,276,740
2021	$11,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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