31040 Lucerne Dr, Franklin, MI 48025 Property Records

Oakland County property record for 31040 Lucerne Dr, Franklin, MI 48025

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,125 sqft · built 1953
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (May 2022)
Tax Bill	$13,837 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TF-24-05-380-005`

Property Details

APN / Parcel Number

Primary APN	`TF-24-05-380-005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,125 sqft Living Area
1st Floor Area	2,830 sqft
Basement Area	2,830 sqft
Finished Basement	2,830 sqft
Unfinished Basement	2,828 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	60,113 sqft (1.38 acres)
Garage Area	755 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	129 sqft
Patio Area	129 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	31040 LUCERNE DR
City	FRANKLIN
State	MI
Zip	48025-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R10E, SEC 5 GEO. WELLINGTON SMITH'S FRANKLIN PARK HEIGHTS LOT 4
Legal Range	10E
Legal Township	01N
Legal Section	05
Legal Subdivision	PARK
Legal Lot Number	4
Jurisdiction	OAKLAND MI
Township / Civil Division	SOUTHFIELD
Census Block Group	2
Census Block	2021
Census Tract	159000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31040 LUCERNE DR, FRANKLIN, MI 48025-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 27, 2022	Intrafamily Transfer, Transfer
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 30, 2019	Warranty Deed, Transfer · ARM TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	2022387749
Deed Book / Page	57800 / 447
Prior Transfer Date	May 10, 2022
Prior Transfer Doc	0000387750
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 27, 2022
Property Address	31040 LUCERNE DR, FRANKLIN, MI 48025-1238
Document Number	0000387749
Book / Page	57800 / 447
Map Reference	LB 42 PG 3
Instrument Date	May 16, 2022
Instrument	387749
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5581 WOODWIND DR, 5581, BLOOMFIELD HILLS, MI 48301-1065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31040 LUCERNE DR, FRANKLIN, MI 48025-1238

Mortgage

Document Number	0000392003
Date	Jun 7, 2022
Book Page	57823/796
Instrument	392003

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	May 27, 2022
Property Address	31040 LUCERNE DR, FRANKLIN, MI 48025-1238
Document Number	0000387750
Book / Page	57800 / 449
Map Reference	LB 42 PG 3
Instrument Date	May 10, 2022
Instrument	387750
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34695 THORNBROOK DR, 34695, FARMINGTON HILLS, MI 48335-1454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31040 LUCERNE DR, FRANKLIN, MI 48025-1238

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	31040 LUCERNE DR, FRANKLIN, MI 48025-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31040 LUCERNE DR, FRANKLIN, MI 48025-1238

Mortgage

Document Number	0000220781
Date	Oct 23, 2020
Book Page	55047/626
Instrument	220781

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 30, 2019
Property Address	31040 LUCERNE DR, FRANKLIN, MI 48025-1238
Document Number	0000014881
Book / Page	52545 / 00227
Map Reference	LB 42 PG 3
Instrument Date	Jan 25, 2019
Instrument	014881
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,267.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	756 ABBEY ST, 756, BIRMINGHAM, MI 48009-5675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26349 DUNDEE RD, HUNTINGTON WOODS, MI 48070-1318

Mortgage

Document Number	0000014839
Date	Jan 30, 2019
Instrument	014839

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Southfield Township
Municipality	Franklin Village
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,837.00 (+20.34%) Homeowner's exemption	$513,640 (+21.56%)	$1,027,280 (+21.56%)
2024	$11,498.00 (+15.37%)
2023		$422,530	$845,060
2021	$9,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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