3140 Upper Black Rock Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3140 Upper Black Rock Rd, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 2,362 sqft · built 1974
Lot Size	3.01 acres (131,116 sqft)
Owner	Company Name on Record
Last Sale	$640,500 (Apr 2022)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073-031-024-000`

Property Details

APN / Parcel Number

Primary APN	`073-031-024-000`
Alternative APNs	`07303124100` `0730312410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	131,116 sqft
View / Lot	Average
Parking Spaces	2 Parking Spaces
Patio Area	2,362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3140 UPPER BLACK ROCK RD
City	COOL
State	CA
Zip	95614-9533
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	SEC 10 12 9
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4012
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Intrafamily Transfer, Transfer
Oct 11, 2022	Intrafamily Transfer, Transfer
Apr 22, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Apr 22, 2022	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Jun 15, 1994 · Amount on Record
Deed Document Number	202218489
Last Transfer Date	Oct 3, 2022
Transfer Doc	0000040092
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Dec 21, 2022
Property Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533
Document Number	0000047172
Instrument Date	Dec 20, 2022
Instrument	2022-0047172
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Oct 11, 2022
Property Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533
Document Number	0000040092
Instrument Date	Oct 3, 2022
Instrument	2022-0040092
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 22, 2022
Property Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533
Document Number	0000018490
Instrument Date	Apr 20, 2022
Instrument	2022-0018490
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 22, 2022
Property Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533
Document Number	0000018489
Instrument Date	Apr 20, 2022
Instrument	2022-0018489
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 UPPER BLACK ROCK RD, COOL, CA 95614-9533

Mortgage

Document Number	0000018491
Date	Apr 22, 2022
Instrument	2022-0018491

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$231,076 (+2%) Land $97,866 Building $133,210
2025	$2,455.00 (+5.91%) Homeowner's exemption	$226,547 (-65.32%) Land $95,948 Building $130,599
2024	$2,318.00 (-31.76%)
2023	$3,397.00 (+23.89%) Homeowner's exemption	$653,310 Land $102,000 Building $551,310
2022	$2,742.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upper Black Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures