El Dorado County property record for 3060 Upper Black Rock Rd, Cool, CA 95614
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,793 sqft · built 1982 |
| Lot Size | 2.63 acres (114,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,000 (May 2020) |
| Tax Bill | $4,880 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-031-014-000 |
| Primary APN | 073-031-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 1,793 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 114,998 sqft |
| Terrain | Wooded |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,793 sqft |
| Street Address | 3060 UPPER BLACK ROCK RD |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R2A |
| Legal Description | PM 8/116/C |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3060 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 5, 2020 | Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| May 5, 2020 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Sep 29, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on Record |
| Deed Sale | May 5, 2020 · Amount on Record |
| Prior Sale | Sep 29, 2017 |
| Deed Document Number | 202020242 |
| Last Transfer Date | Aug 13, 2021 |
| Transfer Doc | 0000053515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 18, 2021 |
| Property Address | 3060 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Document Number | 0000053515 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-0053515 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3060 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Document Number | 0000053516 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-0053516 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 5, 2020 |
| Property Address | 3060 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Document Number | 0000020243 |
| Instrument Date | May 4, 2020 |
| Instrument | 20243 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1600 STATE HIGHWAY 193 COOL CA 956149429, COOL, CA 95614-9429 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 5, 2020 |
| Property Address | 3060 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Document Number | 0000020242 |
| Map Reference | MB 8 PG 116 |
| Instrument Date | May 4, 2020 |
| Instrument | 2020-0020242 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3060 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 3060 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Document Number | 0000043816 |
| Map Reference | MB 8 PG 116 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017-0043816 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | LAWYERS TITLE CO IRVINE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3060 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Document Number | 0000043817 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017-0043817 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $454,009 (+2%) Land $150,591 Building $303,418 | |
| 2025 | $4,880.00 (+7.73%) | $445,108 (+4.04%) Land $147,639 Building $297,469 |
| 2023 | $4,530.00 (+1.5%) | $427,826 Land $141,907 Building $285,919 |
| 2022 | $4,463.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 71% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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