El Dorado County property record for 2090 Upper Black Rock Rd, Cool, CA 95614
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,443 sqft · built 1987 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $143,000 (Apr 1996) |
| Tax Bill | $2,573 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-031-008-000 |
| Primary APN | 073-031-008-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 108,900 sqft |
| Terrain | Combination |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,443 sqft |
| Water Source | Commercial |
|---|
| Street Address | 2090 UPPER BLACK ROCK RD |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-9414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R2A |
| Legal Description | PM 25/12/C |
| Legal Subdivision | AUBURN LAKE TRLS 04 |
| Legal Lot Number | 743 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 30601 |
2090 Upper Black Rock Rd, a rural home, is owner-occupied and held in a trust since August 2012.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2090 UPPER BLACK ROCK RD, COOL, CA 95614-9414 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 1996 · Amount on File |
| Deed Sale | Apr 19, 1996 · Amount on File |
| Deed Document Number | 199620195 |
| Deed Book / Page | 4676 / 58 |
| Last Transfer Date | Aug 28, 2012 |
| Transfer Doc | 0000044286 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2090 Upper Black Rock Rd was $2,573.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $242,273 (+2%) Land $89,788 Building $152,485 | |
| 2025 | $2,573.00 Homeowner's exemption | $237,524 Land $88,028 Building $149,496 |
| 2023 | $2,389.00 (+1.53%) Homeowner's exemption | $228,302 Land $84,610 Building $143,692 |
| 2022 | $2,353.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2090 Upper Black Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2090 Upper Black Rock Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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