3097 Upper Black Rock Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3097 Upper Black Rock Rd, Cool, CA 95614

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1990
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Last Sale$349,000 (Oct 2005)
Tax Bill$3,191 (2025)
Deeds & MortgagesAug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN073-031-054-000

Property Details

APN / Parcel Number

Primary APN073-031-054-000
Alternative APNs
  • 07303154100
  • 0730315410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding
Construction TypeManufactured
Roof MaterialComposition Shingle
Lot Area87,120 sqft
TerrainRolling
View / LotAverage
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Patio Area1,440 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address3097 UPPER BLACK ROCK RD
CityCOOL
StateCA
Zip95614-9532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal DescriptionPM 36/139/B
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group4
Census Block4012
Census Tract30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3097 UPPER BLACK ROCK RD, COOL, CA 95614-9532
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2005 · Amount on Record
Deed SaleOct 21, 2005 · Amount on Record
Deed Document Number200588439
Last Transfer DateAug 25, 2021
Transfer Doc0000055352
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionEL DORADO CA
Recording DateAug 26, 2021
Property Address3097 UPPER BLACK ROCK RD, COOL, CA 95614-9532
Document Number0000055352
Map ReferenceMB 36 PG 139
Instrument DateAug 25, 2021
Instrument2021-0055352
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3097 UPPER BLACK ROCK RD, COOL, CA 95614-9532

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Unified School DistrictBlack Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$295,000 (-) Land $150,500 Building $144,500
2025$3,191.00 (+3.6%) Homeowner's exemption$295,000 (-) Land $150,500 Building $144,500
2023$3,080.00 (-0.45%) Homeowner's exemption$295,000 Land $150,500 Building $144,500
2022$3,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN DIVIDE PUD
serves 9,434 people · EPA ID CA0910013
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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