El Dorado County property record for 3041 Upper Black Rock Rd, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,210 sqft · built 1987 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Jul 2003) |
| Tax Bill | $3,008 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-031-015-000 |
| Primary APN | 073-031-015-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 98,010 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 379 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,210 sqft |
| Street Address | 3041 UPPER BLACK ROCK RD |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | PM 24/23/4 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 30601 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3041 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 29, 2018 | Deed of Trust, Mortgage SCHOOLS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2003 · Amount on File |
| Deed Sale | Jul 28, 2003 · Amount on File |
| Prior Sale | Apr 7, 2000 · Amount on File |
| Deed Document Number | 200375854 |
| Last Transfer Date | May 23, 2013 |
| Transfer Doc | 0000030028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3041 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3041 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Document Number | 0000060809 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-0060809 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3041 UPPER BLACK ROCK RD, COOL, CA 95614-9532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033941 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2018-0033941 |
| Name | SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95853 |
| Amount | Amount on Record |
|---|---|
| Term | 264 Months |
| Due | Aug 28, 2040 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $278,000 (-) Land $82,500 Building $195,500 | |
| 2025 | $3,008.00 (+3.58%) Homeowner's exemption | $278,000 (-) Land $82,500 Building $195,500 |
| 2023 | $2,904.00 (-0.45%) Homeowner's exemption | $278,000 Land $82,500 Building $195,500 |
| 2022 | $2,917.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 71% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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