3140 Tulip Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3140 Tulip Ln, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,052 sqft · built 1979
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Sep 2021)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8812-18-355-006`

Property Details

APN / Parcel Number

Primary APN	`8812-18-355-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,052 sqft Living Area
1st Floor Area	1,052 sqft
Basement Area	1,052 sqft
Finished Basement	475 sqft
Unfinished Basement	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3140 TULIP LN
City	WATERLOO
State	IA
Zip	50701-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHDALE LOT 74
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	SOUTHDALE
Legal Lot Number	74
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3005
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8812-18-355-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3140 TULIP LN, WATERLOO, IA 50701-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2021 · Amount on Record
Deed Sale	Sep 03, 2021 · Amount on Record
Prior Sale	Sep 02, 2021 · Amount on Record
Deed Document Number	20214919
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 02, 2021
Property Address	3140 TULIP LN, WATERLOO, IA 50701-9126
Document Number	202100004919
Instrument Date	Aug 27, 2021
Instrument	202100004919
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$299.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3140 TULIP LN, WATERLOO, IA 50701-9126

Mortgage

Document Number	202100004920
Date	Sep 02, 2021
Instrument	202100004920

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,006.00	$213,850 (+15.83%) Land $27,280 Building $186,570	$213,850 (+15.83%) Land $27,280 Building $186,570
2024	$4,006.00 (+13.74%)
2023		$184,620 (+15.11%) Land $27,280 Building $157,340	$184,620 (+15.11%) Land $27,280 Building $157,340
2022	$3,522.00 Homeowner's exemption	$160,380 Land $27,280 Building $133,100
2021			$160,380 Land $27,280 Building $133,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.