3125 Tulip Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3125 Tulip Ln, Waterloo, IA 50701 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 1980
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Apr 2020)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8812-18-354-009`

Property Details

APN / Parcel Number

Primary APN	`8812-18-354-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Finished Basement	500 sqft
Unfinished Basement	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Deck Area	196 sqft
Patio Area	342 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3125 TULIP LN
City	WATERLOO
State	IA
Zip	50701-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHDALE LOT 67
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	SOUTHDALE
Legal Lot Number	67
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3008
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8812-18-354-009

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3125 TULIP LN, WATERLOO, IA 50701-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CREDIT UNION
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Jul 23, 2018	Deed of Trust, Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Nov 20, 2007 · Amount on Record
Deed Document Number	202018338
Prior Transfer Date	Nov 16, 2007
Prior Transfer Doc	2008010694
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 25, 2026
Property Address	3125 TULIP LN, WATERLOO, IA 50701-9126
Document Number	0000009438
Instrument Date	Jun 04, 2026
Instrument	20269438
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 TULIP LN, WATERLOO, IA 50701-9126

Mortgage

Document Number	0000009438,
Date	Jun 25, 2026
Instrument	20269438

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3125 TULIP LN, WATERLOO, IA 50701-9126
Transaction Type	Mortgage
Record Updated	Jul 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016303
Date	Mar 20, 2020
Instrument	202000016303

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Oct 01, 2020

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 22, 2020
Property Address	3125 TULIP LN, WATERLOO, IA 50701-9126
Document Number	202000018338
Instrument Date	Apr 21, 2020
Instrument	202000018338
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 TULIP LN, WATERLOO, IA 50701-9126

Mortgage

Document Number	202000018339
Date	Apr 22, 2020
Instrument	202000018339

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	May 01, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Mortgage

Document Number	202000018340
Date	Apr 22, 2020
Instrument	202000018340

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2030

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3125 TULIP LN, WATERLOO, IA 50701-9126
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001117
Date	Jul 23, 2018
Instrument	201900001117

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,268.00	$230,080 (+16.93%) Land $28,200 Building $201,880	$230,080 (+16.93%) Land $28,200 Building $201,880
2024	$4,268.00 (+14.06%)
2023		$196,770 (+15.49%) Land $28,200 Building $168,570	$196,770 (+15.49%) Land $28,200 Building $168,570
2022	$3,742.00	$170,380 Land $28,200 Building $142,180
2021			$170,380 Land $28,200 Building $142,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

3125 Tulip Ln, Waterloo, IA 50701 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Tulip Ln

Nearby Streets

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