3109 Tulip Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3109 Tulip Ln, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,426 sqft · built 1990
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (May 2013)
Tax Bill	$4,406 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8812-18-354-011`

Property Details

APN / Parcel Number

Primary APN	`8812-18-354-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,426 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Finished Basement	550 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	85 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Deck Area	700 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3109 TULIP LN
City	WATERLOO
State	IA
Zip	50701-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHDALE LOT 63
Legal Range	12W
Legal Township	88N
Legal Section	18
Legal Subdivision	SOUTHDALE
Legal Lot Number	63
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3008
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8812-18-354-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3109 TULIP LN, WATERLOO, IA 50701-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2013 · Amount on Record
Deed Sale	May 20, 2013 · Amount on Record
Prior Sale	Jul 18, 2007 · Amount on Record
Deed Document Number	201323984
Last Transfer Date	Jul 01, 2021
Transfer Doc	202200000397
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 07, 2021
Property Address	3109 TULIP LN, WATERLOO, IA 50701-9126
Document Number	202200000397
Instrument Date	Jul 01, 2021
Instrument	202200000397
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3109 TULIP LN, WATERLOO, IA 50701-9126

Mortgage

Document Number	202200000398
Date	Jul 07, 2021
Instrument	202200000398

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,406.00 Homeowner's exemption	$274,010 (+28.42%) Land $31,500 Building $242,510	$274,010 (+28.42%) Land $31,500 Building $242,510
2024	$4,406.00 (+11.71%)
2023		$213,370 (+13.22%) Land $31,500 Building $181,870	$213,370 (+13.22%) Land $31,500 Building $181,870
2022	$3,944.00 Homeowner's exemption	$188,450 Land $31,500 Building $156,950
2021			$188,450 Land $31,500 Building $156,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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