3117 Tulip Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3117 Tulip Ln, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,200 sqft · built 1978
Lot Size0.211 acres (9,200 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (May 2012)
Tax Bill$4,054 (2025)
Deeds & MortgagesSep 2021 Second Mortgage
May 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN8812-18-354-010

Property Details

APN / Parcel Number

Primary APN8812-18-354-010

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Finished Basement925 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,200 sqft (0.211 acres)
Lot Dimensions115 ft deep x 80 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3117 TULIP LN
CityWATERLOO
StateIA
Zip50701-9126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHDALE LOT 64
Legal Range12W
Legal Township88N
Legal Section18
Legal SubdivisionSOUTHDALE
Legal Lot Number64
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3008
Census Tract3001

Owner

Source: Black Hawk County records · APN 8812-18-354-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3117 TULIP LN, WATERLOO, IA 50701-9126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VERIDIAN CU
May 10, 2017Deed of Trust, Mortgage
VERIDIAN CU
Jul 22, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
VERIDIAN CREDIT UNION
Apr 20, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2012 · Amount on Record
Deed SaleMay 02, 2012 · Amount on Record
Prior SaleFeb 25, 2008 · Amount on Record
Deed Document Number201220171
Last Transfer DateApr 18, 2017
Transfer Doc0000018350
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3117 TULIP LN, WATERLOO, IA 50701-9126
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3117 TULIP LN, WATERLOO, IA 50701-9126

Mortgage

Document Number202200007004
DateSep 30, 2021
Instrument202200007004
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueOct 10, 2031

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3117 TULIP LN, WATERLOO, IA 50701-9126
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700019620
DateMay 10, 2017
Instrument2017-00019620
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
AmountAmount Recorded
Term120 Months
DueMay 20, 2027

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3117 TULIP LN, WATERLOO, IA 50701-9126
Transaction TypeMortgage
Record UpdatedAug 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000001359
DateJul 22, 2019
Instrument202000001359
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 01, 2039

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateApr 20, 2017
Property Address3117 TULIP LN, WATERLOO, IA 50701-9126
Document Number201700018350
Instrument DateApr 18, 2017
Instrument2017-00018350
Transaction TypeTransfer
Record UpdatedNov 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,054.00 Homeowner's exemption$244,660 (+16.08%) Land $28,200 Building $216,460$244,660 (+16.08%) Land $28,200 Building $216,460
2024$4,054.00 (+6.29%)
2023$210,760 (+15.45%) Land $28,200 Building $182,560$210,760 (+15.45%) Land $28,200 Building $182,560
2022$3,814.00 Homeowner's exemption$182,560 Land $28,200 Building $154,360
2021$182,560 Land $28,200 Building $154,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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