3132 Tulip Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3132 Tulip Ln, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage956 sqft Living Area
Lot Size9,375 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$192,000 (2023)
Tax Bill$4,070.00 (2025)

Property Details

APN / Parcel Number

Primary APN8812-18-355-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area956 sqft Living Area
1st Floor956 sqft 1st Floor
Basement Area956 sqft Basement
Finished Basement800 sqft Finished
Unfinished Basement956 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,375 sqft (0.215 acres)
Depth X Width125 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage

Exterior Amenities

Shed1 Shed
Deck Area306 sqft Deck
Patio Area216 sqft Patio
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3132 TULIP LN
CityWATERLOO
StateIA
Zip50701-9126
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHDALE LOT 75
Legal Range12W
Legal Township88N
Legal Section18
Legal SubdivisionSOUTHDALE
Legal Lot Number75
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup3
Census Block3005
Census Tract3001

Owner

Source: Black Hawk County records · APN 8812-18-355-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3132 TULIP LN, WATERLOO, IA 50701-9126
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · Balloon Payment
DEERE EMPLOYEES CREDIT UNION
Nov 09, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2023 · Amount on Record
Deed SaleNov 09, 2023 · Amount on Record
Prior SaleNov 09, 2022 · Amount on Record
Deed Doc Number20237479
Record RefreshedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3132 TULIP LN, WATERLOO, IA 50701-9126
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000007875
DateOct 28, 2019
Instrument202000007875
Lender
NameDEERE EMPLOYEES CREDIT UNION
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term85 Months
DueNov 01, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateNov 09, 2022
Property Address3132 TULIP LN, WATERLOO, IA 50701-9126
Document Number202300007479
Instrument DateOct 24, 2022
Instrument202300007479
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$306.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3132 TULIP LN, WATERLOO, IA 50701-9126

Mortgage

Document Number202300007481
DateNov 09, 2022
Instrument202300007481
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateDec 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change12.7%
IndexOther
Max Rate12.7%

Mortgage

Document Number202300007482
DateNov 09, 2022
Instrument202300007482
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2032

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,070.00$217,780 (+16.08%) Land $27,280 Building $190,500$217,780 (+16.08%) Land $27,280 Building $190,500
2024$4,070.00 (+26.32%)
2023$187,620 (+23.17%) Land $27,280 Building $160,340$187,620 (+23.17%) Land $27,280 Building $160,340
2022$3,222.00 Homeowner's exemption$152,320 Land $27,280 Building $125,040
2021$152,320 Land $27,280 Building $125,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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