Bay County property record for 3140 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1985 |
| Lot Size | 0.842 acres (36,721 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Apr 2018) |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15420-000-000 |
| Primary APN | 15420-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,396 sqft Heated Area |
| Gross Area | 1,636 sqft |
| 1st Floor Area | 1,396 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 36,721 sqft (0.842 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 240 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3140 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4S 14W -223- 118B3 BEG 210' W OF NE COR OF S1/2 OF SE1/4 OF SW1/4 TH S 150' W |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 1100 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3140 E 8TH ST, PANAMA CITY, FL 32401-5117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Apr 2, 2018 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on Record |
| Deed Sale | Apr 2, 2018 · Amount on Record |
| Deed Document Number | 2018018746 |
| Deed Book / Page | 3993 / 2326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3140 E 8TH ST, PANAMA CITY, FL 32401-5117 |
| Document Number | 0041921217 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3140 E 8TH ST PANAMA CITY BEACH FL 324015117, PANAMA CITY BEACH, FL 32401-5117 |
| Document Number | 0041921217 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 004192/001217 |
| Instrument | 99760 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 2, 2018 |
| Property Address | 3140 E 8TH ST, PANAMA CITY, FL 32401-5117 |
| Document Number | 0039932326 |
| Book / Page | 003993 / 002326 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 18746 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | H AND S TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3140 E 8TH ST PANAMA CITY BEACH FL 324015117, PANAMA CITY BEACH, FL 32401-5117 |
| Document Number | 39932329 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 003993/002329 |
| Instrument | 18749 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $926.00 (-13.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $105,489 (+5.99%) | $163,006 (+17.93%) Land $66,625 Building $96,381 |
| 2023 | $1,068.00 (+16.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $99,530 (+5.54%) | $138,228 (+9.35%) Land $45,100 Building $93,128 |
| 2022 | $920.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $94,305 | $126,412 Land $42,025 Building $84,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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