1. Home
  2. Florida
  3. Bay County
  4. Panama City
  5. E 8th St

3502 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 3502 E 8th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,305 sqft
Lot Size0.176 acres (7,666 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Mar 2024)
Tax Bill$2,852 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15515-000-030

Property Details

APN / Parcel Number

Primary APN15515-000-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,305 sqft Living Area
Gross Area1,785 sqft
1st Floor Area1,305 sqft

Exterior

Lot Area7,666 sqft (0.176 acres)
Lot Dimensions110 ft deep x 70 ft wide
Total Buildings2 Buildings

Location & Zoning

Street Address3502 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-5299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN SPRINGFIELD COM NE COR LOT 53 TH S 110.08 TO SE COR LOT 54 TH W 211.02 FOR POB TH W 70.34 N 110.08 E 70.34 S 110.08 TO POB BEING PT OF LOTS 53 & 54 MAP 118B4 ORB 4801 P 421
Legal SubdivisionN SPRINGFIELD
Legal Lot Number53,54
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3019
Census Tract1100

Owner

Source: Bay County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3502 E 8TH ST, PANAMA CITY, FL 32401-5299
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage
BAY COUNTY BOARD OF COUNTY COMMISSIONERS
May 13, 2024Intrafamily Transfer, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK
May 13, 2024Correction Deed
OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC
Mar 15, 2024Warranty Deed, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2024 · Amount on Record
Deed SaleMar 15, 2024 · Amount on Record
Deed Document Number202414976
Deed Book / Page4783 / 185
Last Transfer DateApr 19, 2024
Transfer Doc0048010419
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address3502 E 8TH ST, PANAMA CITY, FL 32401-5299
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050110512
DateMar 10, 2026
Book Page5011/512
Instrument2026014566
Lender
NameBAY COUNTY BOARD OF COUNTY COMMISSIONERS
TypeGovernment Agency
AddressPANAMA CITY, FL 32401
Agreement
AmountAmount Recorded

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateMay 13, 2024
Property Address3502 E 8TH ST, PANAMA CITY, FL 32401-5299
Document Number0048010421
Book / Page4801 / 421
Map ReferenceMB 2 PG 20
Instrument DateApr 23, 2024
Instrument2024027777
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address114 TERRACE OAK LN, BROUSSARD, LA 70518-7644

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 E 8TH ST, PANAMA CITY, FL 32401-5299

Mortgage

Document Number0004801423
DateMay 13, 2024
Instrument4801/423
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2054

May 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionBAY FL
Recording DateMay 13, 2024
Property Address3502 E 8TH ST, PANAMA CITY, FL 32401-5299
Document Number0048010419
Book / Page4801 / 419
Map ReferenceMB 2 PG 20
Instrument DateApr 19, 2024
Instrument2024027776
Record UpdatedJan 26, 2026
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3502 E 8TH ST, P C BEACH, FL 32401-5299

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 TERRACE OAK LN, BROUSSARD, LA 70518-7644

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 15, 2024
Property Address3502 E 8TH ST, PANAMA CITY, FL 32401-5299
Document Number0047830185
Book / Page4783 / 185
Map ReferenceMB 2 PG 20
Instrument DateMar 15, 2024
Instrument2024014976
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyOMEGA NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 TERRACE OAK LN, BROUSSARD, LA 70518-7644

Transferred To (Grantee/Buyer)

NameVerified Name
Address3502 E 8TH ST, PANAMA CITY, FL 32401-5299

Mortgage

Document Number0004783187
DateMar 15, 2024
Instrument4783/187
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0047830202
DateMar 15, 2024
Book Page4783/202
Instrument2024014978
Lender
NameBAY COUNTY BOARD OF COUNTY COMMISSIONESS
TypeGovernment Agency
AddressPANAMA CITY, FL 32401
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,852.00 (+605.94%) Homeowner's exemption Disabled Person's exemption$226,912 Land $21,182 Building $205,730$226,912 Land $21,182 Building $205,730
2024$404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Nearby Properties on E 8th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures