Bay County property record for 3115 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,325 sqft · built 1969 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $203,000 (Jul 2021) |
| Tax Bill | $2,238 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15661-000-000 |
| Primary APN | 15661-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,882 sqft (0.158 acres) |
| Lot Dimensions | 106 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Porch | Open Porch |
| Porch Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3115 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBINDALE LOT 5 BLK D (118B3) ORB 4439 P 1124 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | ROBINDALE |
| Legal Block | D |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1100 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3115 E 8TH ST, PANAMA CITY, FL 32401-5116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Feb 12, 2020 | Quit Claim Deed, Transfer OTHER |
| Feb 12, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Feb 12, 2020 · Amount on Record |
| Deed Document Number | 202157477 |
| Deed Book / Page | 4439 / 1124 |
| Prior Transfer Date | Jan 29, 2002 |
| Prior Transfer Doc | 0000006296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 3115 E 8TH ST, PANAMA CITY, FL 32401-5116 |
| Document Number | 0044391124 |
| Book / Page | 4439 / 1124 |
| Map Reference | MB 9 PG 47 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021057477 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | NEW FRONTIER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,421.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 S MASON RD APT 1824, 5303, KATY, TX 77450-7173 |
| Name | Verified Name |
|---|---|
| Address | 3115 E 8TH ST, PANAMA CITY BEACH, FL 32401-5116 |
| Document Number | 44391126 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 4439/1126 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Number | 0044391268 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 4439/1268 |
| Instrument | 2021057519 |
| Name | BAY COUNTY BOARD OF COMMISSIONERS |
|---|---|
| Type | Government Agency |
| Address | PANAMA CITY, FL 32401 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 12, 2020 |
| Property Address | 3115 E 8TH ST, PANAMA CITY, FL 32401-5116 |
| Document Number | 0042211810 |
| Book / Page | 004221 / 001810 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 11444 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3712 E 3RD ST PANAMA CITY FL 324015669, PANAMA CITY, FL 32401-5669 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 12, 2020 |
| Property Address | 3115 E 8TH ST, PANAMA CITY, FL 32401-5116 |
| Document Number | 0042211812 |
| Book / Page | 004221 / 001812 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 11445 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 HARMONY FALLS LN PANAMA CITY BEACH FL 324070205, PANAMA CITY BEACH, FL 32407-0205 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,238.00 (-8.54%) Homeowner's exemption | $183,216 (+5.99%) | $216,798 (+17.03%) Land $23,576 Building $193,222 |
| 2024 | $2,447.00 (+2.94%) | ||
| 2023 | $2,377.00 (+15.22%) Homeowner's exemption | $172,866 (+3%) | $185,245 (+10.38%) Land $19,585 Building $165,660 |
| 2022 | $2,063.00 Homeowner's exemption | $167,831 Land $17,953 Building $149,878 | $167,831 Land $17,953 Building $149,878 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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