Bay County property record for 3128 E 8th St, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2019 |
| Lot Size | 0.673 acres (29,359 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,000 (Jul 1985) |
| Tax Bill | $365 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 15424-000-000 |
| Primary APN | 15424-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| 1st Floor Area | 1,560 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,359 sqft (0.673 acres) |
| Lot Dimensions | 210 ft deep x 140 ft wide |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Porch |
| Porch Area | 56 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3128 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5117 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2 4S 14W-227-118B3 BEG 510' W OF NE COR OF S1/2 OF SE1/4 OF SW1/4 TH S 210' W 140' N210' |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 1100 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3128 E 8TH ST, PANAMA CITY, FL 32401-5117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 24, 2017 | Deed of Trust, Mortgage TYNDALL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 1985 · Amount on Record |
| Deed Sale | Jul 11, 1985 · Amount on Record |
| Deed Document Number | 0010351815 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3128 E 8TH ST, PANAMA CITY, FL 32401-5117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3128 E 8TH ST, PANAMA CITY, FL 32401-5117 |
| Document Number | 0046851774 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 4685/1774 |
| Instrument | 2023027715 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3128 E 8TH ST, PANAMA CITY, FL 32401-5117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038940141 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 3894/0141 |
| Instrument | 2017022663 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | BRADENTON, FL 34212 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | May 15, 2037 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $365.00 (-39.67%) Homeowner's exemption Disabled Person's exemption Widower's exemption Additional exemption filed | $103,401 (+5.99%) | $114,028 (+13.55%) Land $49,140 Building $64,888 |
| 2023 | $605.00 (-3.04%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $97,559 (+3%) | $100,417 (+6.02%) Land $33,264 Building $67,153 |
| 2022 | $624.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $94,717 Land $30,996 Building $63,721 | $94,717 Land $30,996 Building $63,721 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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