Bay County property record for 3514 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 2024 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | Company Name on Record |
| Last Sale | $264,000 (Oct 2024) |
| Tax Bill | $3,598 (2025) |
| Deeds & Mortgages | Oct 2024 Sale Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15515-000-000 |
| Primary APN | 15515-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,305 sqft Heated Area |
| Gross Area | 1,785 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3514 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N SPRINGFIELD BEG AT NE COR LOT 53 TH S 110.08' TO SE COR LOT 54 TH W |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | SPRINGFIELD |
| Legal Lot Number | 53,54 55 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1100 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8502 LANDSHARK BLVD, PANAMA CITY BEACH, FL 32413-9624 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 21, 2024 | Warranty Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Nov 3, 2022 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Aug 1, 2022 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on Record |
| Deed Sale | Oct 21, 2024 · Amount on Record |
| Prior Sale | Nov 3, 2022 · Amount on Record |
| Deed Document Number | 0048511754 |
| Deed Book / Page | 4851 / 1754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 21, 2024 |
| Property Address | 3514 E 8TH ST, PANAMA CITY, FL 32401-5299 |
| Document Number | 0048511754 |
| Book / Page | 4851 / 1754 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Oct 21, 2024 |
| Instrument | 2024061646 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 TERRACE OAK LN, BROUSSARD, LA 70518-7644 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 8502 LANDSHARK BLVD, PANAMA CITY BEACH, FL 32413-9624 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 3, 2022 |
| Property Address | 3514 E 8TH ST, PANAMA CITY, FL 32401-5299 |
| Document Number | 0046271648 |
| Book / Page | 4627 / 1648 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022080349 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $332.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 FOXRIDGE DR, PROVIDENCE, UT 84332-9678 |
| Name | Verified Name |
|---|---|
| Address | 114 TERRACE OAK LN, BROUSSARD, LA 70518-7644 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 1, 2022 |
| Property Address | 3514 E 8TH ST, PANAMA CITY, FL 32401-5299 |
| Document Number | 0045932369 |
| Book / Page | 4593 / 2369 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022056795 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $190.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 72286, ALBANY, GA 31708-2286 |
| Name | Verified Name |
|---|---|
| Address | 256 N 3300 W, LAYTON, UT 84041-7192 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,598.00 (+885.75%) | $226,912 (+1,555.57%) Land $21,182 Building $205,730 | $226,912 (+1,555.57%) Land $21,182 Building $205,730 |
| 2023 | $365.00 (-64.11%) | $13,706 (-76.35%) Land $13,706 | $13,706 (-76.35%) Land $13,706 |
| 2022 | $1,017.00 | $57,950 Land $57,950 | $57,950 Land $57,950 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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