314 Ritchie Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 314 Ritchie Ave, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 1966
Lot Size	0.809 acres (35,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2025)
Tax Bill	$8,971 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`592-0022-0047-00`

Property Details

APN / Parcel Number

Primary APN	`592-0022-0047-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	2,946 sqft
1st Floor Area	1,473 sqft
Basement Area	1,473 sqft
Finished Basement	324 sqft
Unfinished Basement	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	35,240 sqft (0.809 acres)
Lot Dimensions	350 ft deep x 32 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	324 sqft
Deck Area	Deck Area
Patio Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	314 RITCHIE AVE
City	CINCINNATI
State	OH
Zip	45215-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RITCHIE AVE 32.01 X 350.84 IRR LOT 13 WYOMING WOODS BL B PT 1
Legal Subdivision	WYOMING WOODS
Legal Block	B
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	WYOMING
Census Block Group	4
Census Block	4000
Census Tract	22601

Owner

Source: Hamilton County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 RITCHIE AVE, CINCINNATI, OH 45215-2038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jun 15, 2022	Intrafamily Transfer, Transfer
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Jul 17, 2018	Grant Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU
Jul 17, 2018	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	202549579
Deed Book / Page	15448 / 1592
Prior Transfer Date	Jun 8, 2022
Prior Transfer Doc	0000059318
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	314 RITCHIE AVE, CINCINNATI, OH 45215-2038
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 RITCHIE AVE, CINCINNATI, OH 45215-2038

Mortgage

Document Number	0000009369
Date	Feb 9, 2026
Book Page	15599/366
Instrument	2026-0009369

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 15, 2022
Property Address	314 RITCHIE AVE, CINCINNATI, OH 45215-2038
Document Number	0000059318
Book / Page	14689 / 1058
Map Reference	MB 95 PG 16&17
Instrument Date	May 12, 2022
Instrument	2022-0059318
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 RITCHIE AVE, CINCINNATI, OH 45215-2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	314 RITCHIE AVE, CINCINNATI, OH 45215-2038
Document Number	0000072013
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 RITCHIE AVE CINCINNATI OH 452152038, CINCINNATI, OH 45215-2038

Mortgage

Document Number	0000072013
Date	Jul 24, 2020
Book Page	014217/000335
Instrument	72013

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2018
Property Address	314 RITCHIE AVE, CINCINNATI, OH 45215-2038
Document Number	0000061018
Book / Page	013711 / 000487
Instrument Date	Jun 28, 2018
Instrument	61018
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 RITCHIE AVE CINCINNATI OH 452152038, CINCINNATI, OH 45215-2038

Mortgage

Document Number	61019
Date	Jul 17, 2018
Book Page	013711/000490
Instrument	61019

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Mortgage

Document Number	61021,
Date	Jul 17, 2018
Book Page	013711/000497
Instrument	61021

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2038

Interest

Rate Type	Adjustable Rate

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2018
Property Address	314 RITCHIE AVE, CINCINNATI, OH 45215-2038
Document Number	0000061016
Book / Page	013711 / 000481
Instrument Date	Jun 28, 2018
Instrument	61016
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	314 RITCHIE AVE CINCINNATI OH 452152038, CINCINNATI, OH 45215-2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Wyoming City
Unified School District	Wyoming City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,971.00 (+2.41%)	$147,389 (-) Land $49,854 Building $97,535	$421,110 (-) Land $142,440 Building $278,670
2024	$8,760.00 (+8.48%)	$147,389 (-) Land $49,854 Building $97,535
2023	$8,075.00 (-2.31%)	$147,389 (+24.96%) Land $49,854 Building $97,535	$421,110 (+24.96%) Land $142,440 Building $278,670
2022	$8,266.00	$117,950 Land $34,531 Building $83,419
2020			$337,000 Land $98,660 Building $238,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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