2509 Ritchie Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2509 Ritchie Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,444 sqft · built 1904
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on File
Last Sale	$659,000 (Feb 2026)
Tax Bill	$9,861 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-0001-0048-00`

Property Details

APN / Parcel Number

Primary APN	`047-0001-0048-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	3,434 sqft
1st Floor Area	990 sqft
2nd Floor Area	992 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2509 RITCHIE AVE
City	CINCINNATI
State	OH
Zip	45208-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	2509 RITCHIE AVE 50 X 120B NILES EST SS RITCHIE AVE 63.20 FT E OF MENLO
Legal Subdivision	NILES EST
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3012
Census Tract	4900

Owner

2509 Ritchie Ave is owned and occupied by two individuals who bought it in February 2026.

Source: Hamilton County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2509 RITCHIE AVE, CINCINNATI, OH 45208-2726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Deed Document Number	202611252
Deed Book / Page	15603 / 1597
Prior Transfer Date	Jun 26, 1997
Prior Transfer Doc	0000096195
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 13, 2026
Property Address	2509 RITCHIE AVE, CINCINNATI, OH 45208-2726
Document Number	0000011252
Book / Page	15603 / 1597
Map Reference	MB 1704 PG 468
Instrument Date	Feb 11, 2026
Instrument	2026-0011252
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2509 RITCHIE AVE, CINCINNATI, OH 45208-2726

Mortgage

Document Number	0000011253
Date	Feb 13, 2026
Instrument	2026-0011253

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 2509 Ritchie Ave was $9,861 with a homeowner's exemption, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,861.00 (+3.05%) Homeowner's exemption	$170,377 (-) Land $81,428 Building $88,949	$486,790 Land $232,650 Building $254,140
2024	$9,569.00 (-2.69%) Homeowner's exemption	$170,377 (-) Land $81,428 Building $88,949
2023	$9,834.00 (+3.23%) Homeowner's exemption	$170,377 (+14.46%) Land $81,428 Building $88,949	$486,790 Land $232,650 Building $254,140
2022	$9,526.00 Homeowner's exemption	$148,848 Land $59,472 Building $89,376
2020			$425,280 Land $169,920 Building $255,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2509 Ritchie Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1989–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2509 Ritchie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20