298 Ritchie Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 298 Ritchie Ave, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,610 sqft · built 1962
Lot Size	0.578 acres (25,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2006)
Tax Bill	$8,646 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`592-0022-0043-00`

Property Details

APN / Parcel Number

Primary APN	`592-0022-0043-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,610 sqft Living Area
1st Floor Area	1,395 sqft
2nd Floor Area	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	25,221 sqft (0.578 acres)
Lot Dimensions	254 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	594 sqft
Patio Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	298 RITCHIE AVE
City	CINCINNATI
State	OH
Zip	45215-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RITCHIE AVE 100 X 254.55 IRR LOT 9 WYOMING WOODS SUB BLK B PART 1
Legal Subdivision	WYOMING WOODS SUB
Legal Block	B
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	WYOMING
Census Block Group	4
Census Block	4000
Census Tract	22601

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	298 RITCHIE AVE, CINCINNATI, OH 45215-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2006 · Amount on Record
Deed Sale	Aug 1, 2006 · Amount on Record
Prior Sale	Oct 23, 1998
Deed Document Number	99291
Deed Book / Page	10310 / 02413
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	298 RITCHIE AVE, CINCINNATI, OH 45215-2065
Document Number	0000015641
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 RITCHIE AVE CINCINNATI OH 452152065, CINCINNATI, OH 45215-2065

Mortgage

Document Number	0000015641
Date	Feb 14, 2020
Book Page	014105/000823
Instrument	15641

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	298 RITCHIE AVE, CINCINNATI, OH 45215-2065
Document Number	0000110582
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	298 RITCHIE AVE CINCINNATI OH 452152065, CINCINNATI, OH 45215-2065

Mortgage

Document Number	0000110582
Date	Dec 18, 2018
Book Page	013817/001115
Instrument	110582

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Wyoming City
Unified School District	Wyoming City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,646.00 (+2.39%)	$142,013 (-) Land $47,072 Building $94,941
2024	$8,444.00 (+8.49%)	$142,013 (-) Land $47,072 Building $94,941
2023	$7,783.00 (+5.95%)	$142,013 (+31.02%) Land $47,072 Building $94,941	$405,750 (+31.02%) Land $134,490 Building $271,260
2022	$7,346.00 Homeowner's exemption	$108,392 Land $32,603 Building $75,789
2020			$309,690 Land $93,150 Building $216,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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