Lowndes County property record for 314 Ginger Ln, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,935 sqft · built 1996 |
| Lot Size | 0.343 acres (14,972 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $668 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53W000012310 |
| Primary APN | 53W000012310 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,935 sqft Adjusted Area |
| 1st Floor Area | 1,489 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,972 sqft (0.343 acres) |
| Utility Building | 880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 314 GINGER LN |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NW4 314 GINGER LANE 10A |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 10 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 405 |
Source: Lowndes County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 GINGER LN, COLUMBUS, MS 39702-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANCORPSOUTH BANK |
| Jul 2, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Aug 10, 2021 | Warranty Deed, Transfer |
| Nov 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 5, 2019 |
| Transfer Doc | 0020198202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 314 GINGER LN, COLUMBUS, MS 39702-9528 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202125291 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 2021/25291 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 314 GINGER LN, COLUMBUS, MS 39702-9528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202121289 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 2021/21289 |
| Name | BANK OF COMMERCE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 10, 2021 |
| Property Address | 314 GINGER LN, COLUMBUS, MS 39702-9528 |
| Document Number | 0020217231 |
| Book / Page | 2021 / 7231 |
| Instrument Date | Aug 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 GINGER LN, COLUMBUS, MS 39702-9528 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Nov 6, 2019 |
| Property Address | 314 GINGER LN, COLUMBUS, MS 39702-9528 |
| Document Number | 0020198202 |
| Book / Page | 002019 / 008202 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 GINGER LN COLUMBUS MS 397029528, COLUMBUS, MS 39702-9528 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668.00 (+1.21%) Homeowner's exemption | $9,898 (+13.29%) | $98,980 (+13.29%) Land $8,000 Building $90,980 |
| 2024 | $660.00 (+21.32%) | ||
| 2023 | $544.00 Homeowner's exemption | $8,737 | $87,370 Land $8,000 Building $79,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures