375 Ginger Ln, Columbus, MS 39702 Property Records

Lowndes County property record for 375 Ginger Ln, Columbus, MS 39702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,073 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$841 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53W000012306`

Property Details

APN / Parcel Number

Primary APN	`53W000012306`
Alternative APNs	`026365` `26365`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,073 sqft Adjusted Area
1st Floor Area	1,677 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	375 GINGER LN
City	COLUMBUS
State	MS
Zip	39702-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 375 GINGER LANE
Legal Range	17W
Legal Township	18S
Legal Section	10
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	405

Owner

Source: Lowndes County records · APN 53W000012306

Assessment roll updated October 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	375 GINGER LN, COLUMBUS, MS 39702-9527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF VERMONT
Oct 25, 2021	Warranty Deed, Transfer
Mar 31, 2017	Warranty Deed, Transfer · VA Mortgage CADENCE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2021
Deed Sale	Oct 25, 2021
Prior Sale	May 19, 2014 · Amount on Record
Deed Book / Page	2021 / 9539
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	375 GINGER LN, COLUMBUS, MS 39702-9527
Transaction Type	Mortgage
Record Updated	Mar 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202131765
Date	Oct 13, 2021
Book Page	2021/31765

Lender

Name	BANK OF VERMONT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Nov 01, 2028

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 25, 2021
Property Address	375 GINGER LN, COLUMBUS, MS 39702-9527
Document Number	0020219539
Book / Page	2021 / 9539
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Mar 09, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 GINGER LN, COLUMBUS, MS 39702-9527

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 31, 2017
Property Address	375 GINGER LN, COLUMBUS, MS 39702-9527
Document Number	0020172157
Book / Page	002017 / 002157
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Apr 04, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	375 GINGER LN COLUMBUS MS 397029527, COLUMBUS, MS 39702-9527

Mortgage

Document Number	20176960
Date	Mar 31, 2017
Book Page	002017/006960

Lender

Name	CADENCE BK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$841.00 (+0.84%) Homeowner's exemption Senior Citizen's exemption	$16,102 (+15.25%)	$161,020 (+15.25%) Land $12,000 Building $149,020
2024	$834.00 (-20.57%)
2023	$1,050.00 Homeowner's exemption	$13,971	$139,710 Land $12,000 Building $127,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870004052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 15% of Mississippi
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
4-County Fiber	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50
Telapex	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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