Lowndes County property record for 189 Ginger Ln, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,104 sqft · built 1996 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,580 (Jan 2023) |
| Tax Bill | $819 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53W000012318 |
| Primary APN | 53W000012318 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,104 sqft Adjusted Area |
| 1st Floor Area | 1,852 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 189 GINGER LN |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NW4 189 GINGER LANE 5C |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 10 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 405 |
Source: Lowndes County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 GINGER LN, COLUMBUS, MS 39702-9293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Feb 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK |
| Apr 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATL BK MERIDIAN |
| Jan 17, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage JTS & CO MORTGAGE PROFESSIONALS |
| Jun 11, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Deed Book / Page | 2023 / 504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 20, 2026 |
| Property Address | 189 GINGER LN, COLUMBUS, MS 39702-9293 |
| Document Number | 2026005526 |
| Book / Page | 2026 / 5526 |
| Instrument Date | Jul 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 GINGER LN, COLUMBUS, MS 39702-9293 |
| Document Number | 2026017316, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 2026/17316 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 189 GINGER LN, COLUMBUS, MS 39702-9293 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020223013 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 2022/3013 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 189 GINGER LN, COLUMBUS, MS 39702-9293 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020228407 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 2022/8407 |
| Name | CITIZENS NATL BK MERIDIAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 17, 2023 |
| Property Address | 189 GINGER LN, COLUMBUS, MS 39702-9293 |
| Document Number | 0020230504 |
| Book / Page | 2023 / 504 |
| Instrument Date | Jan 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0002023938 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023/938 |
| Name | JTS & CO MORTGAGE PROFESSIONALS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 11, 2021 |
| Property Address | 189 GINGER LN, COLUMBUS, MS 39702-9293 |
| Document Number | 0020214798 |
| Book / Page | 2021 / 4798 |
| Instrument Date | Jun 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 GINGER LN, COLUMBUS, MS 39702-9293 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $819.00 (+1.11%) Homeowner's exemption | $11,445 (+12.61%) | $114,450 (+12.61%) Land $12,000 Building $102,450 |
| 2024 | $810.00 (+18.77%) | ||
| 2023 | $682.00 Homeowner's exemption | $10,163 | $101,630 Land $12,000 Building $89,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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