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385 Ginger Ln, Columbus, MS 39702 Property Records

Lowndes County property record for 385 Ginger Ln, Columbus, MS 39702 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,586 sqft · built 1995
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$248,779 (Sep 2021)
Tax Bill$1,602 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN53W000012315

Property Details

APN / Parcel Number

Primary APN53W000012315
Alternative APNs
  • 027201
  • 27201

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,586 sqft Adjusted Area
1st Floor Area1,707 sqft
2nd Floor Area405 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address385 GINGER LN
CityCOLUMBUS
StateMS
Zip39702-9527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW4 NW4 385 GINGER LANE
Legal Range17W
Legal Township18S
Legal Section10
JurisdictionLOWNDES MS
Township / Civil Division3
Census Block Group2
Census Block2013
Census Tract405

Owner

Source: Lowndes County records · APN 53W000012315

Assessment roll updated October 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address385 GINGER LN, COLUMBUS, MS 39702-9527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Deed of Trust, Mortgage · FHA Mortgage
RENASANT BANK
Sep 01, 2021Warranty Deed, Transfer
Sep 09, 2019Warranty Deed, Transfer
Sep 09, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2021 · Amount on Record
Deed SaleSep 01, 2021 · Amount on Record
Prior SaleSep 09, 2019 · Amount on Record
Deed Book / Page2021 / 7853
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address385 GINGER LN, COLUMBUS, MS 39702-9527
Transaction TypeMortgage
Record UpdatedDec 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202127636
DateSep 01, 2021
Book Page2021/27636
Lender
NameRENASANT BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateSep 01, 2021
Property Address385 GINGER LN, COLUMBUS, MS 39702-9527
Document Number0020217853
Book / Page2021 / 7853
Instrument DateAug 31, 2021
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 GINGER LN, COLUMBUS, MS 39702-9527

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateSep 09, 2019
Property Address385 GINGER LN, COLUMBUS, MS 39702-9527
Document Number0020196595
Book / Page2019 / 6595
Instrument DateSep 06, 2019
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateSep 09, 2019
Property Address385 GINGER LN, COLUMBUS, MS 39702-9527
Document Number0020196586
Book / Page002019 / 006586
Instrument DateAug 31, 2019
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address385 GINGER LN COLUMBUS MS 397029527, COLUMBUS, MS 39702-9527

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,602.00 (+1.01%) Homeowner's exemption$19,442 (+16.28%)$194,420 (+16.28%) Land $12,000 Building $182,420
2024$1,586.00 (+20.61%)
2023$1,315.00 Homeowner's exemption$16,720$167,200 Land $12,000 Building $155,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870004052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 15% of Mississippi
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
4-County FiberFiber1,000 / 1,000
Cable OneCable1,000 / 50
TelapexFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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