Lowndes County property record for 289 Ginger Ln, Columbus, MS 39702 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,010 sqft · built 1996 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,793 (Mar 2026) |
| Tax Bill | $312 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53W000012311 |
| Primary APN | 53W000012311 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,010 sqft Adjusted Area |
| 1st Floor Area | 1,751 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 289 GINGER LN |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NW4 289 GINGER LANE 09B |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 10 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 405 |
Source: Lowndes County records · APN 53W000012311
Assessment roll updated October 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 289 GINGER LN, COLUMBUS, MS 39702-9275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 10, 2026 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP |
| Jan 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Mar 07, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on Record |
| Deed Sale | Mar 10, 2026 · Amount on Record |
| Prior Sale | Mar 07, 2018 · Amount on Record |
| Deed Book / Page | 2026 / 1846 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 10, 2026 |
| Property Address | 289 GINGER LN, COLUMBUS, MS 39702-9275 |
| Document Number | 0020261846 |
| Book / Page | 2026 / 1846 |
| Map Reference | MB 450 PG 221 |
| Instrument Date | Mar 09, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020264935 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026/4935 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 289 GINGER LN, COLUMBUS, MS 39702-9275 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020211399 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2021/1399 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 07, 2018 |
| Property Address | 289 GINGER LN, COLUMBUS, MS 39702-9275 |
| Document Number | 0020181500 |
| Book / Page | 2018 / 1500 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 (+0.97%) Homeowner's exemption Senior Citizen's exemption | $11,789 (+9.52%) | $117,890 (+9.52%) Land $12,000 Building $105,890 |
| 2024 | $309.00 (+0.32%) | ||
| 2023 | $308.00 Homeowner's exemption Senior Citizen's exemption | $10,764 | $107,640 Land $12,000 Building $95,640 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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