314 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 314 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,053 sqft · built 2019
Lot Size	0.104 acres (4,522 sqft)
Owner	Trust Name on File
Last Sale	$765,500 (Mar 2019)
Tax Bill	$15,042 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-230-020-000`

Property Details

APN / Parcel Number

Primary APN	`262-230-020-000`
Alternative APN	`262-230-02`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,053 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,522 sqft (0.104 acres)
Garage Type	Detached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-230-02
Street Address	314 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5223

Owner

314 E Ramsey Dr is held in a trust since March 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	314 E RAMSEY DR, TRACY, CA 95391-8824
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 1, 2021	Intrafamily Transfer, Transfer
Mar 29, 2019	Grant Deed, Subdivision Related Transfer US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	201931546
Last Transfer Date	Mar 16, 2021
Transfer Doc	0000094211
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	314 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E RAMSEY DR, TRACY, CA 95391-8824

Mortgage

Document Number	0000038167
Date	Mar 2, 2021
Instrument	2021-038167

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 1, 2021
Property Address	314 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000094211
Map Reference	MB 42 PG 80
Instrument Date	Mar 16, 2021
Instrument	2021-094211
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	314 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 29, 2019
Property Address	314 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000031546
Instrument Date	Feb 12, 2019
Instrument	31546
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 15, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$842.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 E RAMSEY DR MOUNTAIN HOUSE CA 953918824, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	31547
Date	Mar 29, 2019
Instrument	31547

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2026 property tax bill for 314 E Ramsey Dr was $15,042, up 11.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,042.00 (+11.6%)
2025	$13,478.00	$853,430 Land $195,213 Building $658,217
2023	$12,890.00 (+2.16%)	$820,292 Land $187,634 Building $632,658	$1,114,470
2022	$12,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 E Ramsey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 E Ramsey Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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