326 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 326 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,551 sqft · built 2018
Lot Size	0.103 acres (4,523 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Dec 2018)
Tax Bill	$12,257 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-230-040-000`

Property Details

APN / Parcel Number

Primary APN	`262-230-040-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,551 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,523 sqft (0.103 acres)
Garage Type	Mixed
Garage Area	665 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	326 E RAMSEY DR
City	MOUNTAIN HOUSE
State	CA
Zip	95391-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	3851 MOUNTAIN HOUSE NBRHD D UN
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5223

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	326 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 25, 2019	Deed of Trust, Mortgage SAFE FCU
Dec 21, 2018	Grant Deed, Subdivision Related Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	2018-143012
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	326 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 E RAMSEY DR, TRACY, CA 95391-8824

Mortgage

Document Number	0000181005
Date	Oct 28, 2021
Instrument	2021-181005

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Margin	3
Max Rate	7.37%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	326 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000069019
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 E RAMSEY DR MOUNTAIN HOUSE CA 953918824, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	0000069019
Date	Jul 1, 2019
Instrument	69019

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 21, 2018
Property Address	326 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000143012
Instrument Date	Dec 10, 2018
Instrument	143012
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 E RAMSEY DR MOUNTAIN HOUSE CA 953918824, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	143013
Date	Dec 21, 2018
Instrument	143013

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Mortgage

Document Number	143014,
Date	Dec 21, 2018
Instrument	143014

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,257.00 (+4.55%)	$769,651 (+4.04%) Land $133,860 Building $635,791
2023	$11,724.00 (+2.15%)	$739,766 Land $128,663 Building $611,103
2022	$11,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Zinnia Networks Fixed Wireless	400 / 80
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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