338 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 338 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,053 sqft · built 2018
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,045,000 (Feb 2021)
Tax Bill	$17,715 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262-230-060-000`

Property Details

APN / Parcel Number

Primary APN	`262-230-060-000`
Alternative APN	`262-230-06`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,053 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-230-06
Street Address	338 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	338 E RAMSEY DR, TRACY, CA 95391-8824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Aug 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 24, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 13, 2018	Grant Deed, Subdivision Related Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	202120870
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 4, 2021
Property Address	338 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000020870
Map Reference	MB 42 PG 80
Instrument Date	Feb 2, 2021
Instrument	2021-020870
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4708 TOUCHSTONE TER, FREMONT, CA 94555-2601

Mortgage

Document Number	0000020871
Date	Feb 4, 2021
Instrument	2021-020871

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	338 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000164287
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	338 E RAMSEY DR MOUNTAIN HOUSE CA 953918824, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	0000164287
Date	Nov 25, 2020
Instrument	164287

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 24, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	338 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000109977
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	338 E RAMSEY DR MOUNTAIN HOUSE CA 953918824, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	0000109977
Date	Aug 31, 2020
Instrument	109977

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	338 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000010991
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	338 E RAMSEY DR TRACY CA 953918824, TRACY, CA 95391-8824

Mortgage

Document Number	0000010991
Date	Jan 31, 2019
Instrument	10991

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 13, 2018
Property Address	338 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8824
Document Number	0000138100
Instrument Date	Dec 10, 2018
Instrument	138100
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	338 E RAMSEY DR MOUNTAIN HOUSE CA 953918824, MOUNTAIN HOUSE, CA 95391-8824

Mortgage

Document Number	138101
Date	Dec 13, 2018
Instrument	138101

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,715.00 (+9.89%)
2025	$16,120.00 (+4.54%)	$1,131,139 (+4.04%) Land $324,729 Building $806,410
2023	$15,420.00 (+2.04%)	$1,087,218 Land $312,120 Building $775,098	$1,203,120
2022	$15,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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