268 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 268 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,809 sqft · built 2019
Lot Size	0.107 acres (4,670 sqft)
Owner	Individual Name on File
Last Sale	$760,500 (Sep 2019)
Tax Bill	$13,101 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-220-110-000`

Property Details

APN / Parcel Number

Primary APN	`262-220-110-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,809 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,670 sqft (0.107 acres)
Garage Type	Mixed
Garage Area	665 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	268 E RAMSEY DR
City	MOUNTAIN HOUSE
State	CA
Zip	95391-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	3851 MOUNTAIN HOUSE NBRHD D WE
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1042
Census Tract	5223

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	268 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 27, 2019	Grant Deed, Subdivision Related Transfer PATELCO FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	0000109682
Last Transfer Date	Feb 18, 2021
Transfer Doc	0000030366
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	268 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number	0000159733
Date	Sep 22, 2021
Instrument	2021-159733

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 18, 2021
Property Address	268 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number	0000030366
Map Reference	MB 42 PG 80
Instrument Date	Feb 3, 2021
Instrument	2021-030366
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	268 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number	0000030367
Date	Feb 18, 2021
Instrument	2021-030367

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 27, 2019
Property Address	268 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number	0000109682
Instrument Date	Aug 7, 2019
Instrument	109682
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$836.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 E RAMSEY DR MOUNTAIN HOUSE CA 953918823, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number	109683
Date	Sep 27, 2019
Instrument	109683

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.18%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,101.00 (+4.56%)	$831,303 (+4.04%) Land $218,727 Building $612,576
2023	$12,530.00 (+2.17%)	$799,025 Land $210,235 Building $588,790
2022	$12,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Zinnia Networks Fixed Wireless	400 / 80
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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