286 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 286 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,809 sqft · built 2019
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$695,000 (Jun 2019)
Tax Bill$14,075 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN262-220-140-000

Property Details

APN / Parcel Number

Primary APN262-220-140-000
Alternative APN
  • 262-220-14

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,809 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,792 sqft (0.11 acres)
Garage TypeDetached
Garage Area467 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number262-220-14
Street Address286 E RAMSEY DR
CityMOUNTAIN HOUSE
StateCA
Zip95391-8823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMOUNTAIN HOUSE NBRHD D WE
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1042
Census Tract5223

Owner

Source: San Joaquin County records · APN 262-220-140-000

Assessment roll updated September 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address286 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOOGAIN
Jun 18, 2019Quit Claim Deed, Transfer
JP MORGAN CHASE BK
Jun 18, 2019Grant Deed, Subdivision Related Transfer
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Prior SaleOct 01, 2018 · Amount on Record
Deed Document Number201963727
Prior Transfer DateJun 17, 2019
Prior Transfer Doc0000063728
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address286 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number0000046345
DateMar 15, 2021
Instrument2021-046345
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term433 Months
DueApr 01, 2057

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address286 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number0000144918
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address286 E RAMSEY DR MOUNTAIN HOUSE CA 953918823, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number0000144918
DateOct 27, 2020
Instrument144918
Lender
NameGOOGAIN
AddressSUNNYVALE, CA 94086
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 18, 2019
Property Address286 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number0000063728
Instrument DateJun 17, 2019
Instrument63728
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address286 E RAMSEY DR TRACY CA 953918823, TRACY, CA 95391-8823

Mortgage

Document Number63729
DateJun 18, 2019
Instrument63729
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount Recorded
Term360 Months
DueJun 17, 2049

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 18, 2019
Property Address286 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8823
Document Number0000063727
Instrument DateMay 10, 2019
Instrument63727
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 01, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$765.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address286 E RAMSEY DR MOUNTAIN HOUSE CA 953918823, MOUNTAIN HOUSE, CA 95391-8823

Mortgage

Document Number63729
DateJun 18, 2019
Instrument63729
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount Recorded
Term360 Months
DueJun 17, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,075.00 (+21.36%) Homeowner's exemption$928,163 (+24.57%) Land $223,101 Building $705,062
2023$11,598.00 (+2.16%) Homeowner's exemption$745,065 Land $214,439 Building $530,626$1,046,340
2022$11,353.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
400 / 80
UnWired Broadband Holding
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 623 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3910027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MOUNTAIN HOUSE
serves 26,400 people
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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