314 Blue Shadows Ct, Summerville, SC 29486 Property Records

Berkeley County property record for 314 Blue Shadows Ct, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,465 sqft · built 2019
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$264,815 (Apr 2019)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-13-01-055`

Property Details

APN / Parcel Number

Primary APN	`179-13-01-055`
Alternative APN	`179-00-00-059`

Interior

Building Area	2,465 sqft Finished Area
1st Floor Area	970 sqft
2nd Floor Area	1,495 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,839 sqft (0.157 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	63 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	314 BLUE SHADOWS CT
City	SUMMERVILLE
State	SC
Zip	29486-6981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LINDERA EXPANSION @ WILDCAT PH1LOT 55
Legal Subdivision	CANE BAY (LINDERA PRESERVE)
Legal Lot Number	55
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2029
Census Tract	20711

Owner

314 Blue Shadows Ct is owned and occupied by an individual who bought it in April 2019.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	314 BLUE SHADOWS CT, SUMMERVILLE, SC 29486-6981
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2019	Limited Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2019 · Amount on File
Deed Sale	Apr 16, 2019 · Amount on File
Deed Document Number	201912104
Deed Book / Page	2997 / 639
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	314 BLUE SHADOWS CT, SUMMERVILLE, SC 29486-6981
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03804/0013
Date	May 10, 2021
Book Page	3804/13
Instrument	2021021807

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Nov 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	314 BLUE SHADOWS CT, SUMMERVILLE, SC 29486-6981
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03474/0115
Date	Aug 21, 2020
Book Page	3474/115
Instrument	2020031978

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 16, 2019
Property Address	314 BLUE SHADOWS CT, SUMMERVILLE, SC 29486-6981
Document Number	02997/0639
Book / Page	2997 / 0639
Map Reference	MB Q PG 289-292H
Instrument Date	Apr 3, 2019
Instrument	2019012104
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 BLUE SHADOWS CT, SUMMERVILLE, SC 29486-6981

Mortgage

Document Number	2019012105
Date	Apr 16, 2019
Instrument	2019012105

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 314 Blue Shadows Ct was $1,370 with a homeowner's exemption, up 4.1% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,620 (+2,399.96%) Land $84,052 Building $213,568	$389,500 (-) Land $110,000 Building $279,500
2025	$1,370.00 (+4.1%)	$11,905 (-) Land $3,362 Building $8,543	$389,500 (-) Land $110,000 Building $279,500
2024	$1,316.00 Homeowner's exemption	$11,905 Land $3,362 Building $8,543	$389,500 Land $110,000 Building $279,500
2022	$1,317.00 Homeowner's exemption	$10,352 Land $2,000 Building $8,352	$258,800 Land $50,000 Building $208,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Blue Shadows Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Blue Shadows Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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