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3185 Kaeding Ln, Saint Michael, MN 55376 Property Records

Wright County property record for 3185 Kaeding Ln, Saint Michael, MN 55376

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,098 sqft · built 2003
Lot Size0.674 acres (29,387 sqft)
Owner2 Individual Names on Record
Last Sale$214,898 (Dec 2003)
Tax Bill$3,670 (2026)
Deeds & MortgagesFeb 2023 Transfer
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN114-260-002080

Property Details

APN / Parcel Number

Primary APN114-260-002080

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,098 sqft Living Area
1st Floor Area1,098 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleDome
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,387 sqft (0.674 acres)
Garage TypeAttached
Garage Area589 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area40 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3185 KAEDING LN
CitySAINT MICHAEL
StateMN
Zip55376-3086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-14 TWP-120 RANGE-024 WILDFLOWER 2ND ADDN LOT-008 BLOCK-002 002
Legal Range024
Legal Township120
Legal Section14
Legal SubdivisionWILDFLOWER 2ND ADDN
Legal Block2
Legal Lot Number8
JurisdictionWRIGHT MN
Township / Civil DivisionST. MICHAEL
Census Block Group1
Census Block1020
Census Tract100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3185 KAEDING LN, SAINT MICHAEL, MN 55376-3086
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Transfer on Death Deed, Transfer
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2003 · Amount on Record
Deed SaleDec 15, 2003 · Amount on Record
Deed Document Number200387697
Record UpdatedSep 20, 2026

February 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWRIGHT MN
Recording DateFeb 3, 2023
Property Address3185 KAEDING LN, SAINT MICHAEL, MN 55376-3086
Document Number00A1525400
Instrument DateFeb 3, 2023
InstrumentA1525400
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3185 KAEDING LN, SAINT MICHAEL, MN 55376-3086

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address3185 KAEDING LN, SAINT MICHAEL, MN 55376-3086
Document Number0001436238
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyTITLE SMART INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3185 KAEDING LN ST MICHAEL MN 553763086, ST MICHAEL, MN 55376-3086

Mortgage

Document Number0001436238
DateAug 10, 2020
Instrument1436238
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 9, 2035

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalitySt. Michael City
Unified School DistrictSt. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,670.00 (+6.62%)$330,400 (+1.57%) Land $120,000 Building $210,400$330,400 (+1.57%) Land $120,000 Building $210,400
2025$325,300 (+0.74%) Land $122,000 Building $203,300$325,300 (+0.74%) Land $122,000 Building $203,300
2023$3,442.00 (+5.39%)$322,900 Land $121,000 Building $201,900$322,900 Land $121,000 Building $201,900
2022$3,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJoint Powers Water Board
serves 30,922 people · EPA ID MN1860024
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.56 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Verizon, Xtratyme Technologies.

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