3032 Cobblestone Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 3032 Cobblestone Dr, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,872 sqft · built 2003
Lot Size	0.683 acres (29,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2018)
Tax Bill	$325 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5274-00P00-0080`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5274-00P00-0080`
Alternative APN	`N29231527400P000080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,988 sqft
1st Floor Area	2,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	29,751 sqft (0.683 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	41 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3032 COBBLESTONE DR
City	MILTON
State	FL
Zip	32571-8449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESRVD IN: LOT 8 BLK P STONEBROOK VILLAGE PHS 6 AS DES IN OR 3783 PG 336 & E-L/E RES IN OR 4579 PG 194
Legal Range	29W
Legal Township	2N
Legal Section	31
Legal Subdivision	STONEBROOK VILL/ALL
Legal Block	P
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1056
Census Tract	10302

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3032 COBBLESTONE DR, MILTON, FL 32571-8449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK
Aug 11, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG SOLUTIONS
Nov 16, 2018	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	May 17, 2005 · Amount on Record
Deed Document Number	201849154
Deed Book / Page	3783 / 336
Last Transfer Date	Jan 13, 2025
Transfer Doc	0045790194
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3032 COBBLESTONE DR, PACE, FL 32571-8449
Transaction Type	Mortgage
Record Updated	Feb 20, 2023
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 COBBLESTONE DR, PACE, FL 32571-8449

Mortgage

Document Number	0043610465
Date	Jan 23, 2023
Book Page	4361/465
Instrument	202302797

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2038

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3032 COBBLESTONE DR, PACE, FL 32571-8449
Document Number	0038630744
Instrument Date	Aug 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 COBBLESTONE DR PACE FL 325718449, PACE, FL 32571-8449

Mortgage

Document Number	0038630744
Date	Aug 26, 2019
Book Page	003863/000744
Instrument	37667

Lender

Name	CLEARPATH LNDG SOLUTIONS
Type	Funding / Finance Company
Address	ANAHEIM, CA 92808

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 16, 2018
Property Address	3032 COBBLESTONE DR, PACE, FL 32571-8449
Document Number	0037830336
Book / Page	003783 / 000336
Instrument Date	Nov 16, 2018
Instrument	49154
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	PARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3032 COBBLESTONE DR PACE FL 325718449, PACE, FL 32571-8449

Mortgage

Document Number	37830340
Date	Nov 16, 2018
Book Page	003783/000340
Instrument	49155

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,175 (+19.08%)	$437,979 (+15.25%) Land $135,000 Building $302,979
2024	$325.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$269,722 (+3%)	$380,041 (+9.17%) Land $135,000 Building $245,041
2023	Homeowner's exemption	$261,866 (+3%)	$348,112 (-0.26%) Land $105,000 Building $243,112
2022	$2,524.00 Homeowner's exemption	$254,239	$349,009 Land $105,000 Building $244,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	PACE WATER SYSTEM, INC.
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect.

Nearby Properties on Cobblestone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures