3133 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 3133 E Cross St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,675 sqft · built 1994
Lot Size	1.51 acres (65,993 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Apr 2019)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	May 2024 Line of Credit Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-364A-5-A3Z`

Property Details

APN / Parcel Number

Primary APN	`18-364A-5-A3Z`
Alternative APNs	`48-12-05-100-009.000-003` `00001132886`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,675 sqft Living Area
1st Floor Area	3,255 sqft
Upper Floors Area	1,200 sqft
Attic	Attic
Attic Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	65,993 sqft (1.51 acres)
Lot Dimensions	337 ft deep x 195 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	571 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001132886
Street Address	3133 E CROSS ST
City	ANDERSON
State	IN
Zip	46012-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVORY ACRES 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	IVORY ACRES SUB
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1050
Census Tract	1300

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3133 E CROSS ST, ANDERSON, IN 46012-9579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Apr 8, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	20194602
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3133 E CROSS ST, ANDERSON, IN 46012-9579
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R05799
Date	May 2, 2024
Instrument	2024R05799

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2064

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3133 E CROSS ST, ANDERSON, IN 46012-9579
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R17800
Date	Oct 24, 2022
Instrument	2022R17800

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 15, 2062

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3133 E CROSS ST, ANDERSON, IN 46012-9579
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02527
Date	Feb 18, 2020
Instrument	2020R02527

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Aug 8, 2018
Property Address	3133 E CROSS ST, ANDERSON, IN 46012-9579
Document Number	2018R10436
Map Reference	IN 9118775
Instrument Date	Jul 9, 2018
Instrument	2018R10436
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 E CROSS ST, ANDERSON, IN 46012-9579
Investor	Possibly a Property Investor

Mortgage

Document Number	2018R10437
Date	Aug 8, 2018
Instrument	2018R10437

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Apr 8, 2019
Property Address	3133 E CROSS ST, ANDERSON, IN 46012-9579
Document Number	2019R04602
Map Reference	IN 9118775
Instrument Date	Jul 9, 2018
Instrument	2019R04602
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8133 E CROSS ST, ANDERSON, IN 46012

Mortgage

Document Number	2019R04603
Date	Apr 8, 2019
Instrument	2019R04603

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,176.00 (-2.7%) Homeowner's exemption	$310,500 (+17.26%) Land $37,700 Building $272,800	$310,500 (+17.26%) Land $37,700 Building $272,800
2024	$3,264.00 (+10.08%)
2023		$264,800 (-0.34%) Land $35,900 Building $228,900	$264,800 (-0.34%) Land $35,900 Building $228,900
2022	$2,965.00 Homeowner's exemption	$265,700 Land $34,500 Building $231,200	$265,700 Land $34,500 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1992–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband, Mercury Fiber.

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