Madison County property record for 3121 E Cross St, Anderson, IN 46012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,825 sqft · built 2003 |
| Lot Size | 1.51 acres (65,993 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,998 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-364A-5-A2Z |
| Primary APN | 18-364A-5-A2Z |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,825 sqft Living Area |
| 1st Floor Area | 3,461 sqft |
| Upper Floors Area | 1,564 sqft |
| Attic | Attic |
| Attic Area | 2,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 65,993 sqft (1.51 acres) |
| Lot Dimensions | 337 ft deep x 195 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,748 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 276 sqft |
| Patio Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001132893 |
|---|---|
| Street Address | 3121 E CROSS ST |
| City | ANDERSON |
| State | IN |
| Zip | 46012-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IVORY ACRES 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT: |
| Legal Subdivision | IVORY ACRES |
| Jurisdiction | MADISON IN |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 1300 |
Source: Madison County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3121 E CROSS ST, ANDERSON, IN 46012-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT FCU |
| Apr 20, 2023 | Warranty Deed, Transfer NOT AVAILABLE, IHT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2023 |
| Deed Sale | Apr 20, 2023 |
| Deed Document Number | 20235374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 3121 E CROSS ST, ANDERSON, IN 46012-9579 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R15964 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025R15964 |
| Name | INDEPENDENT FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Apr 20, 2023 |
| Property Address | 3121 E CROSS ST, ANDERSON, IN 46012-9579 |
| Document Number | 2023R05374 |
| Map Reference | BK 19 PG 89 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023R05374 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | NOT AVAILABLE, IHT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3121 E CROSS ST, ANDERSON, IN 46012-9579 |
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Anderson City |
| County | Madison County |
| County Subdivision | Anderson Township |
| Unified School District | Anderson Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,998.00 (-47.45%) | $474,500 (+62.56%) Land $37,700 Building $436,800 | $474,500 (+62.56%) Land $37,700 Building $436,800 |
| 2024 | $9,511.00 (+160.5%) | ||
| 2023 | $291,900 (-2.54%) Land $35,900 Building $256,000 | $291,900 (-2.54%) Land $35,900 Building $256,000 | |
| 2022 | $3,651.00 Homeowner's exemption | $299,500 Land $34,500 Building $265,000 | $299,500 Land $34,500 Building $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1992–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, BridgeMAXX Suncoast Broadband, Mercury Fiber.
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