3031 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 3031 E Cross St, Anderson, IN 46012

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,539 sqft · built 1959
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Tax Bill$1,800 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-12-05-100-014.000-003

Property Details

APN / Parcel Number

Primary APN48-12-05-100-014.000-003
Alternative APNs
  • 00001174527
  • 183633Z

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,539 sqft Living Area
1st Floor Area2,321 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1976
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number00001174527
Street Address3031 E CROSS ST
CityANDERSON
StateIN
Zip46012-9579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW NE PLAT 10-4 1.5000ACRES STR: 05198 SECTION: PLAT: 00 IN: OUT:
JurisdictionMADISON IN
Township / Civil DivisionANDERSON
Census Block Group1
Census Block1050
Census Tract1300

Owner

3031 E Cross St is owned and occupied by two individuals.

Source: Madison County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3031 E CROSS ST, ANDERSON, IN 46012-9579
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address3031 E CROSS ST, ANDERSON, IN 46012-9579
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R02626
DateFeb 23, 2023
Instrument2023R02626
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeGovernment Agency
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3031 E Cross St was $1,800 with a homeowner's exemption, up 2% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAnderson City
CountyMadison County
County SubdivisionAnderson Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,800.00 (+1.98%) Homeowner's exemption$191,600 Land $26,600 Building $165,000$191,600 Land $26,600 Building $165,000
2024$1,765.00
2023$160,800 (-0.25%) Land $25,400 Building $135,400$160,800 (-0.25%) Land $25,400 Building $135,400
2022$3,603.00 Homeowner's exemption$161,200 Land $24,400 Building $136,800$161,200 Land $24,400 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3031 E Cross St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1992–2026)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3031 E Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband, Mercury Fiber.

Nearby Properties on E Cross St

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