2951 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 2951 E Cross St, Anderson, IN 46012

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,760 sqft · built 1974
Lot Size	6.41 acres (279,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,236 (Jul 2026)
Tax Bill	$6,091 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18-363A-1-AZ`

Property Details

APN / Parcel Number

Primary APN	`18-363A-1-AZ`
Alternative APNs	`48-12-05-100-015.000-003` `00001083098`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	279,350 sqft (6.41 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Patio Area	602 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001083098
Street Address	2951 E CROSS ST
City	ANDERSON
State	IN
Zip	46012-9599
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N2 NW NE 6.4130ACRES STR: 05198 SECTION: PLAT: 10 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1050
Census Tract	1300

Owner

Source: Madison County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage EUSTIS MORTGAGE CORPORATION
Feb 8, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Mar 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Apr 14, 2023	Intrafamily Transfer, Transfer
Feb 9, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 2, 2017	Deed, Transfer
Jun 2, 2017	Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	202611509
Prior Transfer Date	Apr 14, 2023
Prior Transfer Doc	2023R05144
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jul 31, 2026
Property Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Document Number	0000011509
Instrument Date	Jul 24, 2026
Instrument	202611509
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 E CROSS ST, ANDERSON, IN 46012-9599

Mortgage

Document Number	0000011510,
Date	Jul 31, 2026
Instrument	202611510

Lender

Name	EUSTIS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01774
Date	Feb 8, 2018
Instrument	2018R01774

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02623
Date	Feb 19, 2020
Instrument	2020R02623

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04586
Date	Mar 15, 2021
Instrument	2021R04586

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	Apr 14, 2023
Property Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Document Number	2023R05144
Instrument Date	Apr 14, 2023
Instrument	2023R05144
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 E CROSS ST, ANDERSON, IN 46012-9599

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Feb 9, 2022
Property Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Document Number	2022R02432
Instrument Date	Feb 7, 2022
Instrument	2022R02432
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 E CROSS ST, ANDERSON, IN 46012-9599

Mortgage

Document Number	2022R02433
Date	Feb 9, 2022
Instrument	2022R02433

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Jun 2, 2017
Property Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Document Number	2017R07359
Instrument Date	May 25, 2017
Instrument	2017R07359
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 E CROSS ST, ANDERSON, IN 46012-9599

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Jun 2, 2017
Property Address	2951 E CROSS ST, ANDERSON, IN 46012-9599
Document Number	2017R07359
Instrument Date	May 25, 2017
Instrument	2017R07359
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 E CROSS ST, ANDERSON, IN 46012-9599

Mortgage

Document Number	2017R07360
Date	Jun 2, 2017
Instrument	2017R07360

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,091.00 (+6.82%)	$276,500 (+17.31%) Land $27,500 Building $249,000	$276,500 (+17.31%) Land $27,500 Building $249,000
2024	$5,702.00 (+117.05%)
2023		$235,700 (-0.17%) Land $26,000 Building $209,700	$235,700 (-0.17%) Land $26,000 Building $209,700
2022	$2,627.00 Homeowner's exemption	$236,100 Land $24,000 Building $212,100	$236,100 Land $24,000 Building $212,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1992–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband, Mercury Fiber.

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