2916 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 2916 E Cross St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,902 sqft · built 1984
Lot Size	0.348 acres (15,180 sqft)
Owner	Individual Name on Record
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-0927-1-024`

Property Details

APN / Parcel Number

Primary APN	`13-0927-1-024`
Alternative APNs	`48-07-32-400-074.000-029` `00001317265`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,180 sqft (0.348 acres)
Lot Dimensions	165 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	246 sqft
Patio Area	61 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00001317265
Street Address	2916 E CROSS ST
City	ANDERSON
State	IN
Zip	46012-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEATHER HTS 0.0000ACRES STR: 00000 SECTION: 1 PLAT: 00 IN: OUT:
Legal Subdivision	HEATHER HEIGHTS
Jurisdiction	MADISON IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1027
Census Tract	1300

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2916 E CROSS ST, ANDERSON, IN 46012-9597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE
Feb 13, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2916 E CROSS ST, ANDERSON, IN 46012-9597
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R10640
Date	Jun 10, 2021
Instrument	2021R10640

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2916 E CROSS ST, ANDERSON, IN 46012-9597
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02317
Date	Feb 13, 2020
Instrument	2020R02317

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2916 E CROSS ST, ANDERSON, IN 46012-9597
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R01176
Date	Jan 25, 2019
Instrument	2019R01176

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Richland Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,083.00 (-3.03%) Homeowner's exemption	$208,400 (+17.14%) Land $25,400 Building $183,000	$208,400 (+17.14%) Land $25,400 Building $183,000
2024	$2,148.00 (+9.04%)
2023		$177,900 (+0.91%) Land $24,200 Building $153,700	$177,900 (+0.91%) Land $24,200 Building $153,700
2022	$1,970.00 Homeowner's exemption	$176,300 Land $22,600 Building $153,700	$176,300 Land $22,600 Building $153,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1992–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband, Mercury Fiber.

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