3132 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3132 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Details	1,967 sqft · built 1960
Lot Size	0.44 acres (19,203 sqft)
Owner	2 Individual Names on File
Last Sale	$77,500 (Jul 2020)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	May 2017 Sale
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-3153-000C-0780`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000C-0780`

Interior

Building Area	1,967 sqft

Exterior

Year Built	Built 1960
Lot Area	19,203 sqft
Garage Area	406 sqft
Porch	Porch
Porch Area	272 sqft

Location & Zoning

Street Address	3132 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8064
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 3 BL C ALL OF LOT 78 & 10' OF LOT 79 ST JAMES ISL PRK OR 146/585 274/85 382/187 812/562 1182/735 1192/621 1270/582
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND PARK
Legal Block	C
Legal Lot Number	78,10
Legal Unit	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

3132 Hwy 98 E, vacant land, is owned by two individuals who bought it in July 2020.

Source: Franklin County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	244 CANOPY RD, MONTICELLO, FL 32344-6208
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	May 17, 2017 · Amount on File
Deed Document Number	202019003155
Deed Book / Page	1270 / 582
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 17, 2017
Property Address	3132 HIGHWAY 98 E, CARRABELLE, FL 32322-8064
Document Number	0019002490
Book / Page	001192 / 000621
Instrument Date	May 9, 2017
Instrument	19002490
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 CHRISTINA LN KINGSLAND GA 315486001, KINGSLAND, GA 31548-6001

Tax Assessment & Valuation

The 2025 property tax bill for 3132 Hwy 98 E was $1,033, up 4% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+4.03%)	$112,500 (-) Land $112,500	$112,500 (-) Land $112,500
2024	$993.00 (+11.95%)	$112,500 (+25%) Land $112,500	$112,500 (+25%) Land $112,500
2023	$887.00 (+2.07%)	$90,000 (-) Land $90,000	$90,000 (-) Land $90,000
2022	$869.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3132 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3132 Hwy 98 E is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3