Osceola County property record for 3131 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,213 sqft Heated Area |
| Lot Size | 21,562 sqft (0.494 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $690,000 (2025) |
| Tax Bill | $9,644.00 (2025) |
| Primary APN | 120789 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,213 sqft Heated Area |
| Gross Area | 4,310 sqft Gross Area |
| 1st Floor | 1,627 sqft 1st Floor |
| Upper Floors | 1,586 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,562 sqft (0.494 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 647 sqft Garage |
| Pool Area | 420 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Deck Area | 1,618 sqft Deck |
| Porch | Open Porch |
| Porch Area | 450 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 120789 |
|---|---|
| Street Address | 3131 PAWLEYS LOOP N |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 425 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 1 |
| Legal Lot Number | 425 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 43208 |
Source: Osceola County records · APN 120789
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2125 TYBEE RD, SAINT CLOUD, FL 34769-7117 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Apr 06, 2022 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Aug 23, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SEASIDE NATIONAL BANK & TRUST |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2025 · Amount on Record |
| Deed Sale | May 01, 2025 · Amount on Record |
| Prior Sale | Apr 06, 2022 · Amount on Record |
| Deed Doc Number | 2025054863 |
| Deed Book / Page | 6780 / 262 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 06, 2022 |
| Property Address | 3131 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Document Number | 0061890107 |
| Book / Page | 6189 / 107 |
| Map Reference | MB 16 PG 34 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022055120 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3131 PAWLEYS LOOP N, 3131, SAINT CLOUD, FL 34769-7106 |
| Name | Verified Name |
|---|---|
| Address | 3131 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3131 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051982115 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 5198/2115 |
| Instrument | 2017122032 |
| Name | SEASIDE NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jun 27, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3131 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3131 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Document Number | 0058231560 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 5823/1560 |
| Instrument | 2020147943 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ORANGE CITY, FL 32763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,644.00 (+6.98%) Homeowner's exemption | $480,969 (+5.99%) | $494,800 (+9.03%) Land $85,000 Building $409,800 |
| 2023 | $9,015.00 (+115.1%) Homeowner's exemption | $453,800 (+134.19%) Land $75,000 Building $378,800 | $453,800 (+9.77%) Land $75,000 Building $378,800 |
| 2022 | $4,191.00 Homeowner's exemption | $193,773 | $413,400 Land $70,000 Building $343,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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