3161 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3161 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,736 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Garage	Attached, 400 sqft
Last Sale	$196,500 (2009)
Tax Bill	$4,124.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0700-0001-4280`
Alternative APNs	`263015070000014280` `120792`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,736 sqft Living Area
Gross Area	3,418 sqft Gross Area
1st Floor	2,736 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	256 sqft Pool
Deck Area	320 sqft Deck
Porch Area	282 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3161 PAWLEYS LOOP N
City	SAINT CLOUD
State	FL
Zip	34769-7106
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 428
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	4280
Legal Lot Number	428
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3027
Census Tract	43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4280

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2119 POWELL LN, 2, DECATUR, GA 30033-5339
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2009 · Amount on Record
Deed Sale	Dec 16, 2009 · Amount on Record
Prior Sale	Jan 26, 2006 · Amount on Record
Deed Doc Number	2009199055
Deed Book / Page	3927 / 1875
Last Transfer Date	Apr 14, 2025
Transfer Doc	0067710751
Record Refreshed	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3161 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31621 PAWLEYS LOOP N, SAINT CLOUD, FL 34769

Mortgage

Document Number	0067740649
Date	Apr 21, 2025
Book Page	6774/649
Instrument	2025049728

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,210.00 (+2.09%)	$177,334 (+5.99%)	$422,100 (+9.44%) Land $85,000 Building $337,100
2024	$4,124.00 (+6.98%)
2023	$3,855.00 (+6.29%) Homeowner's exemption	$167,318 (+3%)	$385,700 (+10.33%) Land $75,000 Building $310,700
2022	$3,627.00 Homeowner's exemption	$162,445	$349,600 Land $70,000 Building $279,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.