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3121 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3121 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,237 sqft Heated Area
Lot Size13,286 sqft (0.305 acres)
OccupancyOwner Occupied
Last Sale$347,000 (2019)
Tax Bill$7,017.00 (2025)

Property Details

APN / Parcel Number

Primary APN120788
Alternative APN
  • 152630070000014240

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,237 sqft Heated Area
Gross Area4,034 sqft Gross Area
1st Floor2,763 sqft 1st Floor
Upper Floors474 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,286 sqft (0.305 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area589 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
Deck Area468 sqft Deck
PorchOpen Porch
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120788
Street Address3121 PAWLEYS LOOP N
CitySAINT CLOUD
StateFL
Zip34769-7106
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 424
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number424
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3027
Census Tract43208

Owner

Source: Osceola County records · APN 120788

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3121 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 14, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Prior SaleAug 23, 2011 · Amount on Record
Deed Doc Number2019077011
Deed Book / Page5541 / 0767
Record RefreshedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3121 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106

Mortgage

Document Number0062432776
DateJul 01, 2022
Book Page6243/2776
Instrument2022102572
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 22, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 14, 2019
Property Address3121 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Document Number0055410767
Book / Page005541 / 000767
Instrument DateJun 11, 2019
Instrument77011
Transaction TypeTransfer
Record UpdatedJun 26, 2019
Title CompanyCLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,429.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address31 ANNIE CIR CHESAPEAKE VA 23323, CHESAPEAKE, VA 23323

Mortgage

Document Number55410770
DateJun 14, 2019
Book Page005541/000770
Instrument77013
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueJun 13, 2034

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,017.00 (+7.62%) Homeowner's exemption$334,179 (+5.99%)$483,500 (+9.34%) Land $85,000 Building $398,500
2023$6,520.00 (+4.89%) Homeowner's exemption$315,302 (+3%)$442,200 (+10.27%) Land $75,000 Building $367,200
2022$6,216.00 Homeowner's exemption$306,119$401,000 Land $70,000 Building $331,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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