Osceola County property record for 3101 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,879 sqft Heated Area |
| Lot Size | 10,716 sqft (0.246 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $259,000 (2015) |
| Tax Bill | $5,628.00 (2025) |
| Primary APN | 120786 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,879 sqft Heated Area |
| Gross Area | 3,766 sqft Gross Area |
| 1st Floor | 2,879 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,716 sqft (0.246 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 542 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 345 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 120786 |
|---|---|
| Street Address | 3101 PAWLEYS LOOP N |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STEVENS PLANTATION PB 16 PGS 34-41 LOT 422 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | STEVENS PLANTATION |
| Legal Tract | 700 |
| Legal Block | 1 |
| Legal Lot Number | 422 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 43208 |
Source: Osceola County records · APN 120786
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3101 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2015 · Amount on Record |
| Deed Sale | Dec 16, 2015 · Amount on Record |
| Prior Sale | Mar 06, 2012 · Amount on Record |
| Deed Doc Number | 2015185313 |
| Deed Book / Page | 4886 / 1299 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3101 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3101 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Document Number | 0068912098 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 6891/2098 |
| Instrument | 2025151024 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33646 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 04, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3101 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3101 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Document Number | 0062362906 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 6236/2906 |
| Instrument | 2022096857 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33646 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3101 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059930035 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 5993/35 |
| Instrument | 2021102485 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3101 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106 |
| Document Number | 0054782691 |
| Instrument Date | Feb 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3101 PAWLEYS LOOP N ST CLOUD FL 347697106, ST CLOUD, FL 34769-7106 |
| Document Number | 0054782691 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 005478/002691 |
| Instrument | 20940 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 17, 2039 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,628.00 (+8.19%) Homeowner's exemption | $256,588 (+5.99%) | $437,800 (+9.45%) Land $85,000 Building $352,800 |
| 2023 | $5,202.00 (+5.41%) Homeowner's exemption | $242,095 (+3%) | $400,000 (+10.83%) Land $75,000 Building $325,000 |
| 2022 | $4,935.00 Homeowner's exemption | $235,044 | $360,900 Land $70,000 Building $290,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures