3111 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3111 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	3,447 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$437,400 (2006)
Tax Bill	$4,869.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0700-0001-4230`
Alternative APNs	`263015070000014230` `120787`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,447 sqft Living Area
Gross Area	4,544 sqft Gross Area
1st Floor	1,627 sqft 1st Floor
Upper Floors	1,820 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	647 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	600 sqft Pool
Deck Area	380 sqft Deck
Porch Area	450 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	3111 PAWLEYS LOOP N
City	SAINT CLOUD
State	FL
Zip	34769-7106
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 423
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	4230
Legal Lot Number	423
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3027
Census Tract	43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4230

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3111 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2006 · Amount on Record
Deed Sale	May 18, 2006 · Amount on Record
Prior Sale	May 24, 2005 · Amount on Record
Deed Doc Number	2006133093
Deed Book / Page	3161 / 2675
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 22, 2026
Property Address	3111 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106
Document Number	0000067663
Book / Page	6975 / 2431
Instrument Date	May 09, 2026
Instrument	202667663
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7106

Mortgage

Document Number	0000067663,
Date	May 22, 2026
Book Page	6975/2431
Instrument	202667663

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,869.00 (+8.63%) Homeowner's exemption	$214,196 (+5.99%)	$504,300 (+9.35%) Land $85,000 Building $419,300
2023	$4,482.00 (+5.83%) Homeowner's exemption	$202,098 (+3%)	$461,200 (+10.1%) Land $75,000 Building $386,200
2022	$4,235.00 Homeowner's exemption	$196,212	$418,900 Land $70,000 Building $348,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.