Lorain County property record for 260 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,823 sqft · built 1965 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Sep 2003) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-102-029 |
| Primary APN | 06-25-003-102-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Basement Area | 320 sqft |
| Family Room | Family Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 135 ft deep x 62 ft wide |
| Garage Type | Basement |
| Garage Area | 220 sqft |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 260 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 62.27 X 138.54 |
| Legal Subdivision | UNIVERSITY HTS |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 49 & |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 71100 |
Source: Lorain County records, as of September 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 260 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Dec 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC |
| Oct 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2003 · Amount on Record |
| Deed Sale | Sep 17, 2003 · Amount on Record |
| Prior Sale | Jul 20, 1994 · Amount on Record |
| Deed Document Number | 2003950453 |
| Prior Transfer Date | Sep 16, 2003 |
| Prior Transfer Doc | 0000950453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 260 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 260 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Document Number | 0000067405 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025-0067405 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 260 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 260 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Document Number | 0000864466 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-0864466 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 260 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Document Number | 0000744125 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 260 UNIVERSITY AVE ELYRIA OH 440357152, ELYRIA, OH 44035-7152 |
| Document Number | 0000744125 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 744125 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 10, 2018 |
| Property Address | 260 UNIVERSITY AVE, ELYRIA, OH 44035-7152 |
| Document Number | 0000690589 |
| Map Reference | VOL22 PG16&17 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 2018-0690589 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Document Number | 0000690590 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 2018-0690590 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,129.00 (-0.73%) Homeowner's exemption | $65,930 (-) Land $11,960 Building $53,970 | $188,370 (-) Land $34,170 Building $154,200 |
| 2024 | $3,152.00 (+18.9%) | $65,930 (+36.32%) Land $11,960 Building $53,970 | $188,370 (+36.32%) Land $34,170 Building $154,200 |
| 2023 | $2,651.00 (-0.26%) | $48,364 (+0.01%) Land $10,434 Building $37,930 | $138,180 (-) Land $29,810 Building $108,370 |
| 2022 | $2,658.00 | $48,360 Land $10,430 Building $37,930 | |
| 2021 | $138,180 Land $29,810 Building $108,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jul 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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