Osceola County property record for 3127 Twisted Oak Loop, Kissimmee, FL 34744
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,660 sqft · built 2006 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $705,000 (May 2026) |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-25-31-3111-0001-2310 |
| Primary APN | 05-25-31-3111-0001-2310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,660 sqft Living Area |
| Gross Area | 4,456 sqft |
| 1st Floor Area | 2,278 sqft |
| Upper Floors Area | 1,382 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,594 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 312 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 336 sqft |
| Deck Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3127 TWISTED OAK LOOP |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34744-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | FELLS COVE PHASE 2 UNITS 3 & 4 PB 17 PGS 74-76 LOT 231 06-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | FELLS COVE UNITS 3-4 PH 2 |
| Legal Phase | 2 |
| Legal Tract | 3111 |
| Legal Block | 2310 |
| Legal Lot Number | 231 |
| Legal Unit | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 42800 |
Source: Osceola County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3127 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Dec 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 202659615 |
| Deed Book / Page | 6967 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 6, 2026 |
| Property Address | 3127 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0069670257 |
| Book / Page | 6967 / 257 |
| Instrument Date | May 1, 2026 |
| Instrument | 202659615 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498,435.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3127 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Investor | Possibly a Property Investor |
| Document Number | 0000059616, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202659616 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 6, 2026 |
| Property Address | 3127 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0000059615 |
| Book / Page | 6967 / 257 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.59615 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498,435.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3127 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0000059616, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..59616 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 3127 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0054552132 |
| Book / Page | 5455 / 2132 |
| Map Reference | MB 17 PG 74-76 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 2018188587 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | PROMINENCE TITLE & ESCROW LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,508.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11390 WHISTLING PINE WAY, 11390, ORLANDO, FL 32832-6002 |
| Name | Verified Name |
|---|---|
| Address | 3127 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Investor | Possibly a Property Investor |
| Document Number | 2018188589 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 2018188589 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,021.00 (+4.71%) Homeowner's exemption | $351,894 (+5.99%) | $529,000 (-1.86%) Land $80,000 Building $449,000 |
| 2024 | $4,795.00 (+2.09%) | ||
| 2023 | $4,697.00 (+3.92%) Homeowner's exemption | $332,017 (+3%) | $539,000 (+15.69%) Land $80,000 Building $459,000 |
| 2022 | $4,520.00 Homeowner's exemption | $322,347 | $465,900 Land $60,000 Building $405,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 15 (2017–2025) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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